6829 Sundrop St, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 6829 Sundrop St, Harmony, FL 34773

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,179 sqft · built 2014
Lot Size	0.152 acres (6,621 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,900 (Apr 2019)
Tax Bill	$6,168 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jan 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30-26-32-2989-0001-042G`

Property Details

APN / Parcel Number

Primary APN	`30-26-32-2989-0001-042G`
Alternative APNs	`26323029890001042G` `156575`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,179 sqft Living Area
Gross Area	2,919 sqft
1st Floor Area	1,110 sqft
Upper Floors Area	1,069 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	L-Shape
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,621 sqft (0.152 acres)
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	6829 SUNDROP ST
City	HARMONY
State	FL
Zip	34773-6073
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	HARMONY NEIGHBORHOODS G-H-F PB 19 PG 163-176 LOT 42G
Legal Range	32E
Legal Township	26S
Legal Section	30
Legal Subdivision	HARMONY NBHDS G H F
Legal Tract	2989
Legal Block	42G
Legal Lot Number	42G
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2202
Census Tract	43801

Owner

Source: Osceola County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7088 RED BAY CT, MELBOURNE, FL 32940-7980
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2024	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jan 3, 2017	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Apr 3, 2019	Warranty Deed, Transfer · FHA Mortgage CITYWORTH MORTGAGE LLC
Apr 13, 2018	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2019 · Amount on Record
Deed Sale	Apr 3, 2019 · Amount on Record
Prior Sale	Apr 14, 2014 · Amount on Record
Deed Document Number	201941483
Deed Book / Page	5501 / 1460
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6829 SUNDROP ST, HARMONY, FL 34773-6073
Transaction Type	Mortgage
Record Updated	Mar 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6829 SUNDROP ST, HARMONY, FL 34773-6073

Mortgage

Document Number	0065612062
Date	Mar 7, 2024
Book Page	6561/2062
Instrument	2024030130

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6829 SUNDROP ST, HARMONY, FL 34773-6073
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050790061
Date	Jan 3, 2017
Book Page	5079/0061
Instrument	2017000451

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 3, 2019
Property Address	6829 SUNDROP ST, HARMONY, FL 34773-6073
Document Number	0055011460
Book / Page	5501 / 1460
Map Reference	MB 19 PG 163
Instrument Date	Mar 27, 2019
Instrument	2019041483
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,819.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3455 FEATHERGRASS CT, 3455, SAINT CLOUD, FL 34773-6055

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6829 SUNDROP ST, HARMONY, FL 34773-6073

Mortgage

Document Number	2019041484
Date	Apr 3, 2019
Instrument	2019041484

Lender

Name	CITYWORTH MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	6829 SUNDROP ST, HARMONY, FL 34773-6073
Document Number	0053502007
Instrument Date	Apr 13, 2018
Transaction Type	Mortgage
Record Updated	Jul 4, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6829 SUNDROP ST HARMONY FL 347736073, HARMONY, FL 34773-6073

Mortgage

Document Number	0053502007
Date	Jun 15, 2018
Book Page	005350/002007
Instrument	92304

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2048

Interest

Rate	3.37%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,168.00 (+6.4%) Homeowner's exemption	$248,271 (+6.85%)	$322,000 (-0.89%) Land $65,000 Building $257,000
2023	$5,797.00 (+5.71%) Homeowner's exemption	$232,361 (+3%)	$324,900 (+13.01%) Land $65,000 Building $259,900
2022	$5,484.00 Homeowner's exemption	$225,594	$287,500 Land $60,000 Building $227,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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