683 Rudder Rd, Naples, FL 34102 Property Records

Collier County property record for 683 Rudder Rd, Naples, FL 34102

Property Summary

Property TypeSingle Family Home
Details3,907 sqft · built 2007
Lot Size0.45 acres (19,602 sqft)
OwnerCompany Name on Record
Tax Bill$13,139 (2025)
Deeds & MortgagesApr 2024 Transfer
Feb 2017 Mortgage
Flood ZoneZone X (moderate risk)
APN086800 D 204A28

Property Details

APN / Parcel Number

Primary APN086800 D 204A28
Alternative APN
  • 12732800003

Interior

Stories1 Story
Building Area3,907 sqft Living Area
1st Floor Area3,907 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Construction TypeMasonry / Concrete Block
Lot Area19,602 sqft (0.45 acres)
Pool Area612 sqft
Deck Area1,414 sqft

Location & Zoning

Street Address683 RUDDER RD
CityNAPLES
StateFL
Zip34102-5040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNAPLES
Legal DescriptionMOORINGS UNIT 1 BLK D LOT 20
Legal Range25
Legal Township49
Legal Section28
Legal SubdivisionMOORINGS UNIT 1
Legal Tract086800
Legal BlockD
Legal Lot Number20
Legal Unit1
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1002
Census Tract302

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address683 RUDDER RD, NAPLES, FL 34102-5040
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2024Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Feb 9, 2017Deed of Trust, Mortgage · ARM
STONEGATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 9, 2024
Transfer Doc0063483114
Record UpdatedOct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOLLIER FL
Recording DateApr 12, 2024
Property Address683 RUDDER RD, NAPLES, FL 34102-5040
Document Number0063483114
Book / Page6348 / 3114
Map ReferenceMB 3 PG 81&82
Instrument DateApr 9, 2024
Instrument6531894
Transaction TypeTransfer
Record UpdatedMay 6, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address683 RUDDER RD, NAPLES, FL 34102-5040

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address683 RUDDER RD, NAPLES, FL 34102-5040

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address683 RUDDER RD, NAPLES, FL 34102-5040
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053612928
DateFeb 9, 2017
Book Page5361/2928
Instrument5365956
Lender
NameSTONEGATE BANK
TypeBank
AddressPOMPANO BEACH, FL 33062
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueMar 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateMar 1, 2022
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change5.75%
Index1-Year LIBOR
Max Rate9.75%

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
MunicipalityNaples City
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,530,508 (+2.7%)$2,974,137 (-17.82%) Land $1,780,959 Building $1,193,178
2025$13,139.00 (+2.23%) Homeowner's exemption$1,490,271 (+5.99%)$3,619,147 (-26.43%) Land $2,523,430 Building $1,095,717
2024$12,853.00 (+1.56%)
2023$12,656.00 (-2.71%) Homeowner's exemption$1,406,088 (+3%)$4,919,271 (+44.34%) Land $3,299,870 Building $1,619,401
2022$13,008.00 Homeowner's exemption$1,365,134$3,408,156 Land $1,936,247 Building $1,471,909

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 233 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies256 units insured
incl. 23 condo units
Nearby Flood Claims143 (1979–2024)
Claims Outside the SFHA13 of 143
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 8 claims
  • Hurricane Ian, Oct 2022 · 56 claims
  • Hurricane Ian, Sep 2022 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPLES WATER DEPT
serves 83,804 people · EPA ID FL5110198
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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