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682 Rudder Rd, Naples, FL 34102 Property Records

Collier County property record for 682 Rudder Rd, Naples, FL 34102

Property Summary

Property TypeSingle Family Home
Details2,792 sqft · built 1963
Lot Size0.37 acres (16,117 sqft)
OwnerCompany Name on Record
Last Sale$2,400,000 (Mar 2017)
Tax Bill$21,020 (2025)
Deeds & MortgagesNov 2023 Transfer
May 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN086800 E 114A28

Property Details

APN / Parcel Number

Primary APN086800 E 114A28
Alternative APNs
  • 12733600008023100E114
  • 12733600008

Interior

Stories1 Story
Building Area2,792 sqft Living Area
Gross Area3,192 sqft
1st Floor Area2,792 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 2015
Construction TypeMasonry / Concrete Block
Lot Area16,117 sqft (0.37 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Pool Area480 sqft
Deck Area156 sqft

Location & Zoning

Street Address682 RUDDER RD
CityNAPLES
StateFL
Zip34102-5041
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNAPLES
Legal DescriptionMOORINGS UNIT 1 BLK E LOT 11 OR 1920 PG 646
Legal Range25
Legal Township49
Legal Section28
Legal SubdivisionMOORINGS UNIT 1
Legal Tract086800
Legal BlockE
Legal Lot Number11
Legal Unit1
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1010
Census Tract302

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address682 RUDDER RD, NAPLES, FL 34102-5041
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
May 8, 2018Deed of Trust, Mortgage · Commercial Mortgage
FINEMARK NATIONAL BANK & TRUST
Mar 20, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 21, 2017Warranty Deed, Transfer · Commercial Mortgage
FINEMARK NATIONAL BANK & TRUST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 21, 2017 · Amount on Record
Deed SaleMar 21, 2017 · Amount on Record
Prior SaleDec 16, 2014 · Amount on Record
Deed Document Number20175380846
Deed Book / Page5374 / 351
Last Transfer DateMar 19, 2018
Transfer Doc0054881976
Record UpdatedOct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOLLIER FL
Recording DateNov 13, 2023
Property Address682 RUDDER RD, NAPLES, FL 34102-5041
Document Number0063050564
Book / Page6305 / 564
Map ReferenceMB 3 PG 81
Instrument DateNov 10, 2023
Instrument6475894
Transaction TypeTransfer
Record UpdatedDec 6, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address682 RUDDER RD, NAPLES, FL 34102-5041

Transferred To (Grantee/Buyer)

NameVerified Name
Address682 RUDDER RD, NAPLES, FL 34102-5041

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address682 RUDDER RD, NAPLES, FL 34102-5041
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055072603
DateMay 8, 2018
Book Page5507/2603
Instrument5553237
Lender
NameFINEMARK NATIONAL BANK & TRUST
TypeBank
AddressNAPLES, FL 34108
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOLLIER FL
Recording DateMar 20, 2018
Property Address682 RUDDER RD, NAPLES, FL 34102-5041
Document Number0054881976
Book / Page005488 / 001976
Instrument DateMar 19, 2018
Instrument5526396
Transaction TypeTransfer
Record UpdatedMar 27, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address682 RUDDER RD NAPLES FL 341025041, NAPLES, FL 34102-5041

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateMar 21, 2017
Property Address682 RUDDER RD, NAPLES, FL 34102-5041
Document Number0053740351
Book / Page5374 / 0351
Map ReferenceMB3 PG81
Instrument DateMar 20, 2017
Instrument5380846
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$16,800.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1400 GULF SHORE BLVD N # N102, 1400, NAPLES, FL 34102-4968

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address682 RUDDER RD, NAPLES, FL 34102-5041

Mortgage

Document Number0005380847
DateMar 21, 2017
Instrument5380847
Lender
NameFINEMARK NATIONAL BANK & TRUST
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
MunicipalityNaples City
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,424,708 (+2.7%)$3,179,744 (-3.19%) Land $1,616,000 Building $1,563,744
2025$21,020.00 (+2.2%) Homeowner's exemption$2,360,962 (+5.99%)$3,284,678 (-26.75%) Land $2,080,000 Building $1,204,678
2024$20,567.00 (+1.53%)
2023$20,258.00 (-2.74%) Homeowner's exemption$2,227,596 (+3%)$4,484,200 (+40.29%) Land $2,720,000 Building $1,764,200
2022$20,829.00 Homeowner's exemption$2,162,715$3,196,428 Land $1,596,000 Building $1,600,428

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 233 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies256 units insured
incl. 23 condo units
Nearby Flood Claims143 (1979–2024)
Claims Outside the SFHA13 of 143
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 8 claims
  • Hurricane Ian, Oct 2022 · 56 claims
  • Hurricane Ian, Sep 2022 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPLES WATER DEPT
serves 83,804 people · EPA ID FL5110198
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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