683 Payne Rd, Clear Brook, VA 22624 Property Records

Frederick County property record for 683 Payne Rd, Clear Brook, VA 22624

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 4,098 sqft · built 1911
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on Record
Tax Bill$2,755 (2026)
Deeds & MortgagesOct 2023 Second Mortgage
Flood ZoneZone X (minimal risk)
APN43A-1A

Property Details

APN / Parcel Number

Primary APN43A-1A
Alternative APN
  • 8047196

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area4,098 sqft Living Area
Gross Area8,216 sqft
1st Floor Area3,176 sqft
Basement Area794 sqft
Unfinished Basement794 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1911
Effective Year BuiltEffective 1962
Exterior MaterialAluminum Siding
Roof TypeGable
Roof MaterialMetal
Lot Area217,800 sqft (5 acres)
TerrainRolling
Garage Area480 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area328 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected
Water SourceWell

Location & Zoning

Account Number8047196
Street Address683 PAYNE RD
CityCLEAR BROOK
StateVA
Zip22624-1706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionLOT 1A 5.00 ACRES
Legal Subdivision5
Legal Lot Number1
JurisdictionFREDERICK VA
Township / Civil DivisionGAINESBORO
Census Block Group3
Census Block3010
Census Tract50200

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address683 PAYNE RD, CLEAR BROOK, VA 22624-1706
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address683 PAYNE RD, CLEAR BROOK, VA 22624-1706
Transaction TypeMortgage
Record UpdatedNov 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009498
DateOct 26, 2023
Instrument230009498
Lender
NameWRIGHT PATMAN CONGRESSIONAL FEDERAL CRED
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueOct 23, 2033
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,755.00 (+10.42%)$519,720 Land $141,000 Building $378,720$519,720 Land $141,000 Building $378,720
2025$2,495.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2003)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 65% of Virginia
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

Nearby Properties on Payne Rd

Nearby Streets

Search Property Records by Address or Parcel Number