Frederick County property record for 681 Payne Rd, Clear Brook, VA 22624
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,653 sqft · built 1996 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,619 (2026) |
| Deeds & Mortgages | Apr 2020 Sale Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 43A-2A |
| Primary APN | 43A-2A |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,653 sqft Living Area |
| Gross Area | 5,303 sqft |
| 1st Floor Area | 1,307 sqft |
| Basement Area | 1,307 sqft |
| Unfinished Basement | 1,307 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Terrain | Rolling |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 60 sqft |
| Patio Area | 419 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 8037006 |
|---|---|
| Street Address | 681 PAYNE RD |
| City | CLEAR BROOK |
| State | VA |
| Zip | 22624-1706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 5.00 ACRES |
| Legal Subdivision | 5 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | GAINESBORO |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 50200 |
681 Payne Rd, a single family home, is owned by a company.
Source: Frederick County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 683 PAYNE RD, CLEAR BROOK, VA 22624-1706 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 30, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Jul 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FEDERAL EMPS CU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Apr 30, 2020 |
| Property Address | 681 PAYNE RD, CLEAR BROOK, VA 22624-1706 |
| Document Number | 0000005023 |
| Instrument Date | Apr 27, 2020 |
| Instrument | 5023 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 681 PAYNE RD CLEAR BROOK VA 226241706, CLEAR BROOK, VA 22624-1706 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 681 PAYNE RD, CLEAR BROOK, VA 22624-1706 |
| Document Number | 0000007561 |
| Instrument Date | Jul 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2017 |
| Title Company | SINGLESOURCE PROPERTY SOLUTION, SINGLESOURCE PROP SOLUTION |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 681 PAYNE RD CLEAR BROOK VA 226241706, CLEAR BROOK, VA 22624-1706 |
| Document Number | 0000007561 |
|---|---|
| Date | Jul 27, 2017 |
| Instrument | 7561 |
| Name | FEDERAL EMPS CU |
|---|---|
| Type | Credit Union |
| Address | OAKTON, VA 22124 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 26, 2032 |
The 2026 property tax bill for 681 Payne Rd was $2,619, up 10.4% from the year before.
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,619.00 (+10.41%) | $494,100 Land $141,000 Building $353,100 | $494,100 Land $141,000 Building $353,100 |
| 2025 | $2,372.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 681 Payne Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2003 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 681 Payne Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 56% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
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