683 Monroe St, Oshkosh, WI 54901 Property Records

Winnebago County property record for 683 Monroe St, Oshkosh, WI 54901

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,048 sqft · built 1899
Lot Size	0.124 acres (5,395 sqft)
Owner	2 Individual Names on Record
Last Sale	$126,400 (Sep 2016)
Tax Bill	$3,677 (2024)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-05580000`

Property Details

APN / Parcel Number

Primary APN	`04-05580000`
Alternative APN	`904-05580000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,048 sqft Living Area

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Exterior Material	Aluminum/Vinyl
Lot Area	5,395 sqft (0.124 acres)
Lot Dimensions	83 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	266 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	904-05580000
Street Address	683 MONROE ST
City	OSHKOSH
State	WI
Zip	54901-4646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	S 5 FT OF E1/2 OF LOT 15 ALSO E1/2 OF LOT 14 BLK 60 FORDSADDN
Legal Subdivision	FORDS ADDITION
Legal Block	60
Legal Lot Number	15,14
Jurisdiction	WINNEBAGO WI
Township / Civil Division	OSHKOSH
Census Block Group	2
Census Block	2002
Census Tract	200

Owner

Source: Winnebago County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	683 MONROE ST, OSHKOSH, WI 54901-4646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2016 · Amount on Record
Deed Sale	Sep 28, 2016 · Amount on Record
Deed Document Number	20161723985
Prior Transfer Date	May 10, 2013
Prior Transfer Doc	0001637241
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Property Address	683 MONROE ST, OSHKOSH, WI 54901-4646
Transaction Type	Mortgage
Record Updated	Jun 26, 2023
Title Company	TITLE SECURITY AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001852082
Date	May 19, 2021
Instrument	1852082

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2031

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
Municipality	Oshkosh City
Unified School District	Oshkosh Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$208,600 (+62.46%) Land $18,900 Building $189,700
2024	$3,677.00 (+5.93%)
2023	$3,471.00 (+0.96%) Homeowner's exemption	$128,400 (+0.86%) Land $11,100 Building $117,300	$185,541 Land $16,040 Building $169,501
2022	$3,438.00 Homeowner's exemption	$127,300 Land $11,100 Building $116,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20