677 Monroe St, Oshkosh, WI 54901 Property Records

Winnebago County property record for 677 Monroe St, Oshkosh, WI 54901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,520 sqft · built 1890
Lot Size	0.23 acres (10,020 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Feb 2025)
Tax Bill	$3,755 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-05570000`

Property Details

APN / Parcel Number

Primary APN	`04-05570000`
Alternative APN	`904-05570000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,520 sqft Living Area
1st Floor Area	1,520 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	10,020 sqft (0.23 acres)
Lot Dimensions	167 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	780 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	904-05570000
Street Address	677 MONROE ST
City	OSHKOSH
State	WI
Zip	54901-4646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 13 BLK 60 FORDS ADDN
Legal Subdivision	BLK 60 FORDS ADDN
Legal Block	60
Legal Lot Number	13
Jurisdiction	WINNEBAGO WI
Township / Civil Division	OSHKOSH
Census Block Group	2
Census Block	2002
Census Tract	200

Owner

Source: Winnebago County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	677 MONROE ST, OSHKOSH, WI 54901-4646
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · Commercial Mortgage FOX COMMUNITIES CU
Feb 14, 2025	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2025 · Amount on Record
Deed Sale	Feb 14, 2025 · Amount on Record
Prior Sale	Dec 19, 2005 · Amount on Record
Deed Document Number	20251939132
Prior Transfer Date	May 2, 2018
Prior Transfer Doc	0001765323
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Property Address	677 MONROE ST, OSHKOSH, WI 54901-4646
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001863164
Date	Sep 16, 2021
Instrument	1863164

Lender

Name	FOX COMMUNITIES CU
Type	Credit Union
Address	APPLETON, WI 54915

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Feb 14, 2025
Property Address	677 MONROE ST, OSHKOSH, WI 54901-4646
Document Number	0001939132
Instrument Date	Feb 13, 2025
Instrument	1939132
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	677 MONROE ST, OSHKOSH, WI 54901-4646

Mortgage

Document Number	0001939133
Date	Feb 14, 2025
Instrument	1939133

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
Municipality	Oshkosh City
Unified School District	Oshkosh Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$212,700 (-) Land $24,700 Building $188,000
2024	$3,755.00 (+14.38%)	$212,700 (+74.2%) Land $24,700 Building $188,000
2023	$3,283.00 (-0.06%) Homeowner's exemption	$122,100 (-) Land $14,500 Building $107,600	$176,437 Land $20,953 Building $155,484
2022	$3,285.00 Homeowner's exemption	$122,100 Land $14,500 Building $107,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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