683 Harbor View Rd, Charleston, SC 29412 Property Records

Charleston County property record for 683 Harbor View Rd, Charleston, SC 29412

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,266 sqft · built 1974
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on File
Last Sale$285,000 (Mar 2019)
Tax Bill$1,682 (2025)
Deeds & MortgagesNov 2021 Mortgage
Mar 2019 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN454-09-00-140

Property Details

APN / Parcel Number

Primary APN454-09-00-140

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,266 sqft Living Area
1st Floor Area1,266 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleRanch
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions125 ft deep x 100 ft wide
Garage TypeAttached
Garage Area325 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area12 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address683 HARBOR VIEW RD
CityCHARLESTON
StateSC
Zip29412-5061
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -CLEARVIEW DESCRIPTION -TR C
Legal SubdivisionCLEARVIEW
Legal TractC
JurisdictionCHARLESTON SC
Township / Civil DivisionJAMES ISLAND
Census Block Group3
Census Block3003
Census Tract2006

Owner

683 Harbor View Rd is owned and occupied by an individual who bought it in March 2019.

Source: Charleston County records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address683 HARBOR VIEW RD, CHARLESTON, SC 29412-5061
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE ASSURANCE INC
Mar 27, 2019Grant Deed, Transfer · Line of Credit
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 27, 2019 · Amount on File
Deed SaleMar 27, 2019 · Amount on File
Prior SaleJul 5, 2016 · Amount on File
Deed Book / Page785 / 911
Prior Transfer DateSep 26, 2007
Prior Transfer DocJ6400894
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address683 HARBOR VIEW RD, CHARLESTON, SC 29412-5061
Transaction TypeMortgage
Record UpdatedMar 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010500917
DateNov 9, 2021
Book Page1050/917
Lender
NameMORTGAGE ASSURANCE INC
TypeMortgage Company
AddressATLANTA, GA 30338
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueOct 1, 2051

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLESTON SC
Recording DateMar 27, 2019
Property Address683 HARBOR VIEW RD, CHARLESTON, SC 29412-5061
Document Number0785/0911
Book / Page000785 / 000911
Instrument DateMar 21, 2019
Transaction TypeTransfer
Record UpdatedApr 19, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$285.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address683 HARBOR VIEW RD CHARLESTON SC 294125061, CHARLESTON, SC 29412-5061

Mortgage

Document Number785/0912
DateMar 27, 2019
Book Page000785/000912
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 26, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 683 Harbor View Rd was $1,682, up 19.5% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityJames Island Town
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,682.00 (+19.55%)$327,750 (+2,775%) Land $108,675 Building $219,075$413,700 Land $147,700 Building $266,000
2024$1,407.00$11,400
2022$1,273.00$11,400$285,000 Land $94,500 Building $190,500
2020$285,000 Land $94,500 Building $190,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 683 Harbor View Rd in Zone X, an area of minimal flood risk, though there have been 95 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 269 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies281 units insured
incl. 12 condo units
Nearby Flood Claims95 (1989–2024)
Claims Outside the SFHA41 of 95
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Severe Storms And Flooding, Oct 2015 · 28 claims
  • Hurricane Hugo, Sep 1989 · 47 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 683 Harbor View Rd is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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