682 Harbor View Rd, Charleston, SC 29412 Property Records

Charleston County property record for 682 Harbor View Rd, Charleston, SC 29412

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,997 sqft · built 1966
Lot Size0.42 acres (18,295 sqft)
OwnerIndividual Name on File
Last Sale$349,900 (Nov 2017)
Tax Bill$1,983 (2025)
Deeds & MortgagesJan 2022 Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN454-06-00-019

Property Details

APN / Parcel Number

Primary APN454-06-00-019

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,997 sqft Living Area
1st Floor Area1,997 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleRanch
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area18,295 sqft (0.42 acres)
Lot Dimensions184 ft deep x 100 ft wide
TerrainHigh
Garage TypeAttached
Garage Area546 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area286 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address682 HARBOR VIEW RD
CityCHARLESTON
StateSC
Zip29412-5062
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -CLEAR VIEW DESCRIPTION -LT 4 SEC K
Legal SubdivisionCLEAR VIEW
Legal Lot Number4
JurisdictionCHARLESTON SC
Township / Civil DivisionJAMES ISLAND
Census Block Group1
Census Block1099
Census Tract2007

Owner

682 Harbor View Rd is owned and occupied by an individual who bought it in November 2017.

Source: Charleston County records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address682 HARBOR VIEW RD, CHARLESTON, SC 29412-5062
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2022Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Nov 7, 2017Grant Deed, Transfer · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 7, 2017 · Amount on File
Deed SaleNov 7, 2017 · Amount on File
Deed Book / Page678 / 178
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address682 HARBOR VIEW RD, CHARLESTON, SC 29412-5062
Transaction TypeMortgage
Record UpdatedApr 25, 2022
Title CompanyPUNCTUAL ABSTRACT COMPANY INC, PUNCTUAL ABSTRACT CO INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010720906
DateJan 29, 2022
Book Page1072/906
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term179 Months
DueDec 1, 2036

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLESTON SC
Recording DateNov 7, 2017
Property Address682 HARBOR VIEW RD, CHARLESTON, SC 29412-5062
Document Number0678/0178
Book / Page000678 / 000178
Instrument DateOct 31, 2017
Transaction TypeTransfer
Record UpdatedNov 20, 2017

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$349.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address682 HARBOR VIEW RD CHARLESTON SC 294125062, CHARLESTON, SC 29412-5062

Mortgage

Document Number678/0179
DateNov 7, 2017
Book Page000678/000179
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 682 Harbor View Rd was $1,983, up 22.1% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityJames Island Town
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,983.00 (+22.11%)$444,360 (+3,203.79%) Land $168,820 Building $275,540$565,200 Land $268,900 Building $296,300
2024$1,624.00$13,450
2022$1,476.00$13,450$386,400 Land $146,800 Building $239,600
2020$386,400 Land $146,800 Building $239,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 682 Harbor View Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 217 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies217 in force
Nearby Flood Claims150 (1978–2024)
Claims Outside the SFHA16 of 150
Most Recent ClaimMar 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 11 claims
  • Severe Storms And Flooding, Oct 2015 · 13 claims
  • Hurricane Hugo, Sep 1989 · 100 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 682 Harbor View Rd is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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