6827 W Gate Rd, Roscoe, IL 61073 Property Records

Winnebago County property record for 6827 W Gate Rd, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,441 sqft · built 1969
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Nov 2020)
Tax Bill	$9,664 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-27-277-005`

Property Details

APN / Parcel Number

Primary APN	`04-27-277-005`
Alternative APNs	`427277005` `027A018`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,441 sqft Living Area
Basement Area	1,238 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Foundation Type	Raised
Lot Area	37,026 sqft (0.85 acres)
Garage Area	672 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	6827 W GATE RD
City	ROSCOE
State	IL
Zip	61073-9636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LYNNHURST FIRST ADDN BNG PT NE1/4 SEC27-46-2 LOT 013
Legal Subdivision	LYNNHURST
Legal Lot Number	013
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	4
Census Block	4010
Census Tract	3903

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6827 W GATE RD, ROSCOE, IL 61073-9636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 10, 2020	Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK
Mar 6, 2018	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2020 · Amount on File
Deed Sale	Nov 10, 2020 · Amount on File
Prior Sale	Mar 6, 2018 · Amount on File
Deed Document Number	20201034567
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	6827 W GATE RD, ROSCOE, IL 61073-9636
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019100
Date	Jul 31, 2025
Instrument	2519100

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2045

Interest

Rate Type	Fixed Rate
Rate	12.2%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Nov 10, 2020
Property Address	6827 W GATE RD, ROSCOE, IL 61073-9636
Document Number	0001034567
Instrument Date	Nov 4, 2020
Instrument	1034567
Transaction Type	Transfer
Record Updated	Nov 27, 2020
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6827 W GATE RD ROSCOE IL 610739636, ROSCOE, IL 61073-9636

Mortgage

Document Number	1034568
Date	Nov 10, 2020
Instrument	1034568

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 9, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Mar 6, 2018
Property Address	6827 W GATE RD, ROSCOE, IL 61073-9636
Document Number	0001006341
Instrument Date	Feb 28, 2018
Instrument	1006341
Transaction Type	Transfer
Record Updated	Apr 2, 2018
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$371.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6827 W GATE RD ROSCOE IL 610739636, ROSCOE, IL 61073-9636

Mortgage

Document Number	1006342
Date	Mar 6, 2018
Instrument	1006342

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,664.00	$130,085 (+33.46%) Land $20,379 Building $109,706	$390,255 (+33.46%) Land $61,137 Building $329,118
2022	Homeowner's exemption	$97,470 Land $15,270 Building $82,200	$292,410 Land $45,810 Building $246,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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