6819 W Gate Rd, Roscoe, IL 61073 Property Records

Winnebago County property record for 6819 W Gate Rd, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,607 sqft · built 1984
Lot Size	1.11 acres (48,787 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Nov 2023)
Tax Bill	$8,909 (2025)
Deeds & Mortgages	Jan 2025 Mortgage May 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-27-277-004`

Property Details

APN / Parcel Number

Primary APN	`04-27-277-004`
Alternative APNs	`427277004` `027A017`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,607 sqft Living Area
Basement Area	1,607 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	48,787 sqft
Garage Area	576 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	6819 W GATE RD
City	ROSCOE
State	IL
Zip	61073-9636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LYNNHURST FIRST ADDN BNG PT NE1/4 SEC27-46-2 LOT 012
Legal Subdivision	LYNNHURST
Legal Lot Number	012
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	4
Census Block	4010
Census Tract	3903

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6819 W GATE RD, ROSCOE, IL 61073-9636
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
May 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Nov 16, 2023	Warranty Deed, Transfer · Conventional Mortgage BLACKHAWK BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2023 · Amount on Record
Deed Sale	Nov 16, 2023 · Amount on Record
Prior Sale	Jun 21, 2004 · Amount on Record
Deed Document Number	202327272
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	6819 W GATE RD, ROSCOE, IL 61073-9636
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001868
Date	Jan 27, 2025
Instrument	2501868

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.75%

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	6819 W GATE RD, ROSCOE, IL 61073-9636
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011494
Date	May 22, 2024
Instrument	2411494

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.38%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Nov 16, 2023
Property Address	6819 W GATE RD, ROSCOE, IL 61073-9636
Document Number	0000027272
Map Reference	BK26 PG26
Instrument Date	Oct 30, 2023
Instrument	2327272
Transaction Type	Transfer
Record Updated	Dec 6, 2023
Title Company	MAGNUS TITLE AGENCY, MTA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$562.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6819 W GATE RD, ROSCOE, IL 61073-9636

Mortgage

Document Number	0000027273
Date	Nov 16, 2023
Instrument	2327273

Lender

Name	BLACKHAWK BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,909.00	$120,382 (+38.24%) Land $20,379 Building $100,003	$361,146 (+38.24%) Land $61,137 Building $300,009
2022	Homeowner's exemption	$87,079 Land $15,270 Building $71,809	$261,237 Land $45,810 Building $215,427

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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