6825 Westgate Cir, Talbott, TN 37877 Property Records

Hamblen County property record for 6825 Westgate Cir, Talbott, TN 37877

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,633 sqft · built 1994
Lot Size	0.746 acres (32,505 sqft)
Owner	2 Individual Names on File
Last Sale	$93,500 (Apr 1999)
Tax Bill	$1,165 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Jun 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`054F-E-036.00`

Property Details

APN / Parcel Number

Primary APN	`054F-E-036.00`
Alternative APNs	`05054FE054F03600` `032054F E 03600`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,633 sqft Living Area
Gross Area	3,497 sqft
1st Floor Area	1,633 sqft
Basement Area	1,444 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	32,505 sqft (0.746 acres)
Lot Dimensions	137 ft deep x 175 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	84 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	6825 WESTGATE CIR
City	TALBOTT
State	TN
Zip	37877-8425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WESTGATE #3 PB: C PG: 75 LOT: 62 174.84X136.81 IRR
Legal Subdivision	WESTGATE #3
Legal Lot Number	62
Jurisdiction	HAMBLEN TN
Township / Civil Division	12
Census Block Group	2
Census Block	2040
Census Tract	101100

Owner

6825 Westgate Cir is owned and occupied by two individuals who bought it in April 1999.

Source: Hamblen County records, as of December 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	6825 WESTGATE CIR, TALBOTT, TN 37877-8425
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 15, 2021	Deed of Trust, Mortgage · Line of Credit KNOXVILLE TVA EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 1999 · Amount on File
Deed Sale	Apr 14, 1999 · Amount on File
Prior Sale	Jun 24, 1994 · Amount on File
Deed Book / Page	690 / 797
Transfer Doc	0006900797
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMBLEN TN
Recording Date	May 17, 2022
Property Address	6825 WESTGATE CIR, TALBOTT, TN 37877-8425
Document Number	0001977120
Book / Page	1977 / 120
Map Reference	CAB C SL 75
Instrument Date	May 13, 2022
Instrument	22016676
Transaction Type	Transfer
Record Updated	May 30, 2022
Title Company	LAKEWAY TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,098.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6825 WESTGATE CIR, TALBOTT, TN 37877-8425

Mortgage

Document Number	0022016677
Date	May 17, 2022
Instrument	22016677

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMBLEN TN
Property Address	6825 WESTGATE CIR, TALBOTT, TN 37877-8425
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1912626
Date	Jun 15, 2021
Book Page	1912/626
Instrument	21005414

Lender

Name	KNOXVILLE TVA EMPLOYEES CU
Type	Credit Union
Address	KNOXVILLE, TN 37932

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	May 25, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 6825 Westgate Cir was $1,165.

Source: Hamblen County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamblen County
Unified School District	Hamblen County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,165.00	$79,275 Land $9,700 Building $69,575	$317,100 Land $38,800 Building $278,300
2023		$39,350 (-) Land $6,900 Building $32,450
2022	$775.00	$39,350 Land $6,900 Building $32,450	$157,400 Land $27,600 Building $129,800
2020			$157,400 Land $27,600 Building $129,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6825 Westgate Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6825 Westgate Cir is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALPHA-TALBOTT UTILITY DISTRICT serves 19,075 people · EPA ID TN0000014
Water Source	Purchased surface water from MORRISTOWN UTILITIES COMMISSION
Last State Inspection	Jul 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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