6822 Westgate Cir, Talbott, TN 37877 Property Records

Hamblen County property record for 6822 Westgate Cir, Talbott, TN 37877

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,112 sqft · built 1978
Lot Size	0.437 acres (19,045 sqft)
Owner	Individual Name on File
Last Sale	$152,000 (Nov 2018)
Tax Bill	$1,102 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054F-E-016.00`

Property Details

APN / Parcel Number

Primary APN	`054F-E-016.00`
Alternative APNs	`05054FE054F01600` `032054F E 01600`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,112 sqft Living Area
Gross Area	2,816 sqft
1st Floor Area	1,408 sqft
Basement Area	1,408 sqft
Finished Basement	704 sqft
Unfinished Basement	704 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2009
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	19,045 sqft (0.437 acres)
Lot Dimensions	150 ft deep x 156 ft wide
Terrain	Rolling
Porch	Open/Unfinished Porch
Porch Area	256 sqft
Patio Area	332 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	6822 WESTGATE CIR
City	TALBOTT
State	TN
Zip	37877-8425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WESTGATE #3 PB: C PG: 75 LOT: 93 155.88X150 IRR
Legal Subdivision	WESTGATE #3
Legal Lot Number	93
Jurisdiction	HAMBLEN TN
Township / Civil Division	12
Census Block Group	2
Census Block	2043
Census Tract	101100

Owner

6822 Westgate Cir is owned and occupied by an individual who bought it in November 2018.

Source: Hamblen County records, as of December 3, 2025

Owner of Record	Individual Name on File
Mailing Address	6822 WESTGATE CIR, TALBOTT, TN 37877-8425
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 29, 2018	Warranty Deed, Transfer · FHA Mortgage WYNDHAM CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2018 · Amount on File
Deed Sale	Nov 29, 2018 · Amount on File
Prior Sale	Dec 15, 2005 · Amount on File
Deed Document Number	20188564
Deed Book / Page	1776 / 703
Transfer Doc	0007460379
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMBLEN TN
Property Address	6822 WESTGATE CIR, TALBOTT, TN 37877-8425
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6822 WESTGATE CIR, TALBOTT, TN 37877-8425

Mortgage

Document Number	1869486
Date	Oct 15, 2020
Book Page	1869/486
Instrument	20008160

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	338 Months
Due	Dec 1, 2048

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMBLEN TN
Recording Date	Nov 29, 2018
Property Address	6822 WESTGATE CIR, TALBOTT, TN 37877-8425
Document Number	0001776703
Book / Page	1776 / 703
Map Reference	CAB C SL 75
Instrument Date	Nov 20, 2018
Instrument	18008564
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	HERITAGE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$562.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6822 WESTGATE CIR, TALBOTT, TN 37877-8425

Mortgage

Document Number	0018008565
Date	Nov 29, 2018
Instrument	18008565

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6822 Westgate Cir was $1,102.

Source: Hamblen County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamblen County
Unified School District	Hamblen County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,102.00	$74,950 Land $8,175 Building $66,775	$299,800 Land $32,700 Building $267,100
2023		$39,350 (-) Land $5,800 Building $33,550
2022	$775.00	$39,350 Land $5,800 Building $33,550	$157,400 Land $23,200 Building $134,200
2020			$157,400 Land $23,200 Building $134,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6822 Westgate Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6822 Westgate Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALPHA-TALBOTT UTILITY DISTRICT serves 19,075 people · EPA ID TN0000014
Water Source	Purchased surface water from MORRISTOWN UTILITIES COMMISSION
Last State Inspection	Jul 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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