Calaveras County property record for 6823 Railroad Flat Rd, Mountain Ranch, CA 95246
| Property Type | Ranch |
|---|---|
| Details | 3 bd · 2 ba · 1,647 sqft · built 1990 |
| Lot Size | 100 acres (4,356,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,536 (2025) |
| Deeds & Mortgages | Mar 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 021-004-106-000 |
| Primary APN | 021-004-106-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,647 sqft Gross Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Lot Area | 4,356,000 sqft |
| Heating System | Heat Pump |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Old Parcel Number | 021-004-106 |
|---|---|
| Street Address | 6823 RAILROAD FLAT RD |
| City | MOUNTAIN RANCH |
| State | CA |
| Zip | 95246 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Ranch |
| Local Zoning Code | U |
| Legal Description | POR E2 OF W2 OF 26 T5R13 ROS 17 117 |
| Legal Subdivision | TOWNSHIP 5 NORTH |
| Legal Lot Number | 26 |
| Legal Unit | 13 |
| Jurisdiction | CALAVERAS CA |
| Township / Civil Division | SAN ANDREAS |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 302 |
6823 Railroad Flat Rd, an agricultural property, is owned and occupied by two individuals who acquired it in October 2005.
Source: Calaveras County records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 9, MOUNTAIN RANCH, CA 95246-0009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 27, 2005 |
| Transfer Doc | 0000025625 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Property Address | 6823 RAILROAD FLAT RD, MOUNTAIN RANCH, CA 95246 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000002608 |
|---|---|
| Date | Mar 7, 2017 |
| Instrument | 2017-02608 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | SAN ANDREAS, CA 95249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 6823 Railroad Flat Rd was $3,536 with a homeowner's exemption.
Source: Calaveras County assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | California |
| County | Calaveras County |
| Unified School District | Calaveras Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $309,684 (+2%) Land $73,102 Building $236,582 | |
| 2025 | $3,536.00 Homeowner's exemption | $303,613 Land $71,669 Building $231,944 |
| 2023 | $3,464.00 (+1.82%) Homeowner's exemption | $291,826 Land $68,887 Building $222,939 |
| 2022 | $3,402.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 6823 Railroad Flat Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6823 Railroad Flat Rd is high, ranking above 83% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 62% of California |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Conifer Communications, unWired Broadband.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures