6821 Railroad Flat Rd, Mountain Ranch, CA 95246 Property Records

Calaveras County property record for 6821 Railroad Flat Rd, Mountain Ranch, CA 95246

Property Summary

Property TypeRanch
Details3 bd · 1 ba · 384 sqft · built 1973
Lot Size60 acres (2,613,600 sqft)
Owner2 Individual Names on File
Tax Bill$2,945 (2025)
Deeds & MortgagesApr 2016 Mortgage
Apr 2016 Mortgage
Flood ZoneZone X (minimal risk)
APN021-004-048-000

Property Details

APN / Parcel Number

Primary APN021-004-048-000
Alternative APN
  • 021-004-048

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area384 sqft Gross Area

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1980
Architectural StyleConventional
Construction TypeWood
Lot Area2,613,600 sqft

Utilities, Heating & Cooling

SewerSeptic
Water SourceWell

Location & Zoning

Old Parcel Number021-004-048
Street Address6821 RAILROAD FLAT RD
CityMOUNTAIN RANCH
StateCA
Zip95246
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Ranch
Local Zoning CodeU
Legal DescriptionSW4 OF SW4 OF 26 POR SE4 OF SE4 OF 27 T5R13
Legal SubdivisionTOWNSHIP 5 NORTH
Legal Lot Number26
Legal Unit13
JurisdictionCALAVERAS CA
Township / Civil DivisionSAN ANDREAS
Census Block Group2
Census Block2020
Census Tract302

Owner

6821 Railroad Flat Rd, an agricultural property, is owned by two individuals who acquired it in October 2005.

Source: Calaveras County records, as of July 2, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 9, MOUNTAIN RANCH, CA 95246-0009
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2016Deed of Trust, Mortgage
US SMALL BUSN ADMN
Apr 21, 2016Deed of Trust, Mortgage
US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 27, 2005
Transfer Doc0000025623
Record UpdatedSep 20, 2026

April 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALAVERAS CA
Property Address6821 RAILROAD FLAT RD, MOUNTAIN RANCH, CA 95246
Document Number0000000043
Instrument DateApr 21, 2016
Transaction TypeMortgage
Record UpdatedFeb 17, 2017
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
AddressPO BOX 9 MOUNTAIN RANCH CA 952460009, MOUNTAIN RANCH, CA 95246-0009

Mortgage

Document Number0000000043
DateJan 4, 2017
Instrument43
Lender
NameUS SMALL BUSN ADMN
AddressEL PASO, TX 79935
Agreement
AmountAmount on Record

April 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALAVERAS CA
Property Address6821 RAILROAD FLAT RD, MOUNTAIN RANCH, CA 95246
Document Number0000000044
Instrument DateApr 21, 2016
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
AddressPO BOX 9 MOUNTAIN RANCH CA 952460009, MOUNTAIN RANCH, CA 95246-0009

Mortgage

Document Number0000000044
DateJan 4, 2017
Instrument44
Lender
NameUS SMALL BUSN ADMN
AddressEL PASO, TX 79935
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 6821 Railroad Flat Rd was $2,945.

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyCalaveras County
Unified School DistrictCalaveras Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$246,543 (+2%) Land $32,385 Building $214,158
2025$2,945.00$241,709 Land $31,750 Building $209,959
2023$1,980.00 (+4.87%)$149,405 Land $30,518 Building $118,887
2022$1,888.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6821 Railroad Flat Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6821 Railroad Flat Rd is high, ranking above 80% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 58% of California
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
25 / 3

May also be available: Conifer Communications, unWired Broadband.

Nearby Properties on Railroad Flat Rd

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