6822 Copper Ridge Loop, Billings, MT 59106 Property Records

Yellowstone County property record for 6822 Copper Ridge Loop, Billings, MT 59106

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,368 sqft · built 2015
Lot Size	0.215 acres (9,379 sqft)
Owner	2 Individual Names on File
Last Sale	$478,800 (Jun 2026)
Tax Bill	$2,892 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2026 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`000A341950`

Property Details

APN / Parcel Number

Primary APN	`000A341950`
Alternative APNs	`03-1031-25-3-08-17-0000` `R619404` `A34195`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,368 sqft Living Area
Gross Area	2,736 sqft
1st Floor Area	1,368 sqft
Basement Area	1,368 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Frame
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,379 sqft (0.215 acres)
View / Lot	Neighborhood / Spot
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6822 COPPER RIDGE LOOP
City	BILLINGS
State	MT
Zip	59106-2670
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COPPER RIDGE SUB 5TH FILING (15), S25, T01 N, R24 E, BLOCK 6, LOT 17
Legal Range	24E
Legal Township	01N
Legal Section	25
Legal Subdivision	COPPER RIDGE SUB 5TH FILING (15)
Legal Block	6
Legal Lot Number	17
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	NORTHWEST YELLOWSTONE
Census Block Group	2
Census Block	2092
Census Tract	1403

Owner

6822 Copper Ridge Loop is owned and occupied by two individuals who bought it in June 2026.

Source: Yellowstone County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6822 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Warranty Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE COMPANY
Apr 14, 2026	Deed of Trust, Mortgage · Construction Mortgage HOMESTEAD PROPERTIES INC
Dec 13, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Nov 1, 2018	Loan Modification, Mortgage STOCKMAN BK/MT
Jul 27, 2017	Loan Modification, Mortgage STOCKMAN BK/MT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2026 · Amount on File
Deed Sale	Jun 4, 2026 · Amount on File
Prior Sale	Apr 23, 2015
Deed Document Number	20264135510
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jun 4, 2026
Property Address	6822 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670
Document Number	0004135510
Instrument Date	Jun 2, 2026
Instrument	20264135510
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0004135511,
Date	Jun 4, 2026
Instrument	20264135511

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Recording Date	Apr 14, 2026
Property Address	6822 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670
Document Number	0004131000
Instrument Date	Mar 30, 2026
Instrument	20264131000
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004131000,
Date	Apr 14, 2026
Instrument	20264131000

Lender

Name	HOMESTEAD PROPERTIES INC

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	5 Months
Due	Sep 30, 2026

Interest

Rate	5.98%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	6822 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670
Transaction Type	Mortgage
Record Updated	Dec 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1095, BILLINGS, MT 59103-1095

Mortgage

Document Number	0004000892
Date	Dec 13, 2021
Instrument	4000892

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Jan 3, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	6822 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670
Transaction Type	Mortgage
Record Updated	Nov 8, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003994964
Date	Oct 25, 2021
Instrument	3994964

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	6822 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670
Document Number	0003868705
Instrument Date	Nov 1, 2018
Transaction Type	Mortgage
Record Updated	Dec 3, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	175 N 27TH ST #900 BILLINGS MT 591012065, 900, BILLINGS, MT 59101-2065

Mortgage

Document Number	0003868705
Date	Nov 20, 2018
Instrument	3868705

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	2700 KING AVE W, BILLINGS, MT 59102-6430

Agreement

Amount	Amount on Record
Term	12 Months
Due	Nov 19, 2019

Interest

Rate Type	Adjustable Rate

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	6822 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670
Document Number	0003821605
Instrument Date	Jul 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 7, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	175 N 27TH ST #900 BILLINGS MT 591012065, 900, BILLINGS, MT 59101-2065

Mortgage

Document Number	0003821605
Date	Aug 1, 2017
Instrument	3821605

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	2700 KING AVE W, BILLINGS, MT 59102-6430

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jul 31, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 6822 Copper Ridge Loop was $2,892, down 26.4% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$396,200 (-) Land $82,283 Building $313,917	$396,200 (-) Land $82,283 Building $313,917
2025	$2,892.00 (-26.45%)	$396,200 Land $82,283 Building $313,917	$396,200 Land $82,283 Building $313,917
2024	$3,932.00 (+18.65%)
2023	$3,314.00	$371,400	$371,400 Land $68,275 Building $303,125

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6822 Copper Ridge Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6822 Copper Ridge Loop is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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