6814 Copper Ridge Loop, Billings, MT 59106 Property Records

Yellowstone County property record for 6814 Copper Ridge Loop, Billings, MT 59106

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,865 sqft · built 2015
Lot Size	0.196 acres (8,521 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,603 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Nov 2018 Loan Modification + 3 more
Flood Zone	Zone X (minimal risk)
APN	`000A341930`

Property Details

APN / Parcel Number

Primary APN	`000A341930`
Alternative APNs	`03-1031-25-3-08-15-0000` `R619402` `A34193`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,865 sqft Living Area
Gross Area	3,016 sqft
1st Floor Area	1,508 sqft
Basement Area	1,508 sqft
Finished Basement	1,357 sqft
Unfinished Basement	151 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,521 sqft (0.196 acres)
View / Lot	Neighborhood / Spot
Garage Area	804 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	40 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6814 COPPER RIDGE LOOP
City	BILLINGS
State	MT
Zip	59106-2670
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COPPER RIDGE SUB 5TH FILING (15), S25, T01 N, R24 E, BLOCK 6, LOT 15
Legal Range	24E
Legal Township	01N
Legal Section	25
Legal Subdivision	COPPER RIDGE SUB 5TH FILING (15)
Legal Block	6
Legal Lot Number	15
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	NORTHWEST YELLOWSTONE
Census Block Group	2
Census Block	2092
Census Tract	1403

Owner

6814 Copper Ridge Loop is owned and occupied by two individuals who acquired it in August 2018.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6814 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2019	Deed of Trust, Mortgage OPPORTUNITY BK/MT
Nov 1, 2018	Loan Modification, Mortgage STOCKMAN BK/MT
Aug 15, 2018	Warranty Deed, Transfer OPPORTUNITY BK/MT
Feb 16, 2018	Trustee's Deed, Construction Loan · Line of Credit STOCKMAN BK/MT
Jul 27, 2017	Loan Modification, Mortgage STOCKMAN BK/MT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2018
Deed Sale	Aug 15, 2018
Prior Sale	Feb 17, 2015
Deed Document Number	20183858533
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	6814 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670
Document Number	0003901900
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6814 COPPER RIDGE LOOP BILLINGS MT 591062670, BILLINGS, MT 59106-2670

Mortgage

Document Number	0003901900
Date	Nov 6, 2019
Instrument	3901900

Lender

Name	OPPORTUNITY BK/MT
Address	HELENA, MT 59604

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2049

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	6814 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670
Document Number	0003868705
Instrument Date	Nov 1, 2018
Transaction Type	Mortgage
Record Updated	Dec 3, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	175 N 27TH ST #900 BILLINGS MT 591012065, 900, BILLINGS, MT 59101-2065

Mortgage

Document Number	0003868705
Date	Nov 20, 2018
Instrument	3868705

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	2700 KING AVE W, BILLINGS, MT 59102-6430

Agreement

Amount	Amount on Record
Term	12 Months
Due	Nov 19, 2019

Interest

Rate Type	Adjustable Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Aug 15, 2018
Property Address	6814 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670
Document Number	0003858533
Instrument Date	Aug 15, 2018
Instrument	3858533
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	FIRST MONTANA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6814 COPPER RIDGE LOOP BILLINGS MT 591062670, BILLINGS, MT 59106-2670

Mortgage

Document Number	3858534
Date	Aug 15, 2018
Instrument	3858534

Lender

Name	OPPORTUNITY BK/MT
Address	HELENA, MT 59604

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2048

February 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Feb 16, 2018
Property Address	6814 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670
Instrument Date	Feb 6, 2018
Instrument	3841497
Transaction Type	Construction Loan
Record Updated	Mar 7, 2018
Title Company	FIRST MONTANA TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6814 COPPER RIDGE LOOP BILLINGS MT 591062670, BILLINGS, MT 59106-2670

Mortgage

Document Number	0003841497
Date	Feb 16, 2018
Instrument	3841497

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	BILLINGS, MT 59105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Feb 15, 2019

Interest

Rate Type	Adjustable Rate

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	6814 COPPER RIDGE LOOP, BILLINGS, MT 59106-2670
Document Number	0003821605
Instrument Date	Jul 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 7, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	175 N 27TH ST #900 BILLINGS MT 591012065, 900, BILLINGS, MT 59101-2065

Mortgage

Document Number	0003821605
Date	Aug 1, 2017
Instrument	3821605

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	2700 KING AVE W, BILLINGS, MT 59102-6430

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jul 31, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 6814 Copper Ridge Loop was $3,603, down 21.8% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$484,000 (-) Land $78,655 Building $405,345	$484,000 (-) Land $78,655 Building $405,345
2025	$3,603.00 (-21.76%)	$484,000 Land $78,655 Building $405,345	$484,000 Land $78,655 Building $405,345
2024	$4,605.00 (+15.18%)
2023	$3,998.00	$448,000	$448,000 Land $66,913 Building $381,087

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6814 Copper Ridge Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6814 Copper Ridge Loop is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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