6821 Clover St, Bock, MN 56313 Property Records

Mille Lacs County property record for 6821 Clover St, Bock, MN 56313

Property Summary

Property Type	Single Family Home
Details	976 sqft · built 1925
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Sep 2020)
Tax Bill	$2,326 (2026)
Deeds & Mortgages	Apr 2024 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-014-3300`

Property Details

APN / Parcel Number

Primary APN	`18-014-3300`

Interior

Building Area	976 sqft Total Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	21,780 sqft (0.5 acres)
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Deck Area	168 sqft

Location & Zoning

Street Address	6821 CLOVER ST
City	BOCK
State	MN
Zip	56313-0018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY OF BOCK COM AT A PT 70 FT S OF SE COR OF BLOCK 4 BOCK, W 150 FT, S 122 FT, E 185 FT, N 122
Legal Range	26
Legal Township	38
Legal Section	14
Legal Block	4
Jurisdiction	MILLE LACS MN
Township / Civil Division	BOCK
Census Block Group	1
Census Block	1078
Census Tract	170400

Owner

6821 Clover St is owned and occupied by an individual who bought it in September 2020.

Source: Mille Lacs County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	6821 CLOVER ST, BOCK, MN 56313-0018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Deed of Trust, Mortgage · FHA Mortgage WESTSTAR MORTGAGE CORP
Sep 3, 2020	Warranty Deed, Transfer · Conventional Mortgage GOLDWATER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2020 · Amount on File
Deed Sale	Sep 3, 2020 · Amount on File
Prior Sale	May 3, 2013 · Amount on File
Deed Document Number	2020419038
Prior Transfer Date	Apr 15, 2013
Prior Transfer Doc	A379242
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	6821 CLOVER ST, BOCK, MN 56313-0018
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6821 CLOVER ST, BOCK, MN 56313-0018

Mortgage

Document Number	000A440622
Date	Apr 16, 2024
Instrument	A440622

Lender

Name	WESTSTAR MORTGAGE CORP
Type	Mortgage Company
Address	ALBUQUERQUE, NM 87113

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	316 Months
Due	Aug 1, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Sep 3, 2020
Property Address	6821 CLOVER ST, BOCK, MN 56313-0018
Document Number	A419038
Instrument Date	Jul 24, 2020
Instrument	A419038
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6821 CLOVER ST, BOCK, MN 56313-0018

Mortgage

Document Number	A419039
Date	Sep 3, 2020
Instrument	A419039

Lender

Name	GOLDWATER BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 6821 Clover St was $2,326, up 8.3% from the year before.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Bock City
County	Mille Lacs County
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,326.00 (+8.29%)	$194,900 (+3.84%) Land $45,000 Building $149,900	$194,900 (+3.84%) Land $45,000 Building $149,900
2025	$2,148.00 Homeowner's exemption	$187,700 Land $41,000 Building $146,700	$187,700 Land $41,000 Building $146,700
2023	$1,846.00	$180,700 Land $38,000 Building $142,700	$180,700 Land $38,000 Building $142,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6821 Clover St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6821 Clover St is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 73% of Minnesota
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bock serves 85 people · EPA ID MN1480016
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Benton Cooperative Telephone Company Fiber	250 / 250
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: ECE Fiber.

Cell Coverage

4G LTE only, no 5G reported

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