6605 Clover St, Bock, MN 56313 Property Records

Mille Lacs County property record for 6605 Clover St, Bock, MN 56313

Property Summary

Property Type	Single Family Home
Details	711 sqft · built 1925
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Feb 2022)
Tax Bill	$1,524 (2026)
Deeds & Mortgages	Jan 2005 Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-014-3700`

Property Details

APN / Parcel Number

Primary APN	`18-014-3700`

Interior

Building Area	711 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	87,120 sqft (2 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	6605 CLOVER ST
City	BOCK
State	MN
Zip	56313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY OF BOCK E 8 RDS OF W 30 RDS OF S 20 RDS OF N 40 RDS OF NE OF SW; & ALSO E 12 RDS OF W 22
Legal Range	26
Legal Township	38
Legal Section	14
Jurisdiction	MILLE LACS MN
Township / Civil Division	BOCK
Census Block Group	1
Census Block	1078
Census Tract	170400

Owner

Source: Mille Lacs County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 82, BOCK, MN 56313-0082
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2005	Deed of Trust, Mortgage · ARM FIRST FRANKLIN FINANCIAL CORP
Feb 10, 2022	Warranty Deed, Transfer · Conventional Mortgage ENVISION CAPITAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2022 · Amount on Record
Deed Sale	Feb 10, 2022 · Amount on Record
Deed Document Number	2022429810
Record Updated	Sep 20, 2026

January 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	6605 CLOVER ST, BOCK, MN 56313
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	EXCEL TITLE CORPORATION, EXCEL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000319081
Date	Jan 21, 2005
Instrument	319081

Lender

Name	FIRST FRANKLIN FINANCIAL CORP
Type	Subprime Lender
Address	SAN JOSE, CA 95131

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	7.87%
Type Change Date	Jan 1, 2007
Change Frequency	6 Months
Min Rate At Change	7.87%
Max Rate At Change	10.8%
Index	6-Month LIBOR
Max Rate	13.8%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Feb 10, 2022
Property Address	6605 CLOVER ST, BOCK, MN 56313
Document Number	000A429810
Instrument Date	Jan 27, 2022
Instrument	A429810
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	PILLAR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.50
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6605 CLOVER ST, BOCK, MN 56313

Mortgage

Document Number	000A429811
Date	Feb 10, 2022
Instrument	A429811

Lender

Name	ENVISION CAPITAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Bock City
County	Mille Lacs County
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,524.00 (+6.72%)
2025		$136,000 (+4.53%) Land $51,000 Building $85,000	$136,000 (+4.53%) Land $51,000 Building $85,000
2023	$1,428.00	$130,100 Land $46,000 Building $84,100	$130,100 Land $46,000 Building $84,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 67% of Minnesota
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Benton Cooperative Telephone Company Fiber	250 / 250
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

Cell Coverage

5G (outdoors only) and 4G LTE

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