682 Windy Point Dr, Mount Vernon, TX 75457 Property Records

Franklin County property record for 682 Windy Point Dr, Mount Vernon, TX 75457

Property Summary

Property TypeSingle Family Home
Details3 ba · 4,088 sqft · built 1986
Owner2 Individual Names on File
Tax Bill$21,113 (2025)
Deeds & MortgagesNov 2018 Mortgage
APN02502-00013-00092-000004

Property Details

APN / Parcel Number

Primary APN02502-00013-00092-000004
Alternative APN
  • 11923

Interior

Full Baths3 Baths
Stories1 Story
Building Area4,088 sqft Total Area

Exterior

Year BuiltBuilt 1986
Lot Width130 ft Width
Garage Area720 sqft
PorchPorch
Porch Area1,352 sqft
Patio Area520 sqft

Location & Zoning

Account Number11923
Old Parcel Number025020001300092000004
Street Address682 WINDY POINT DR
CityMOUNT VERNON
StateTX
Zip75457
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAB 355 J D NELSON LT 92D BLK 13 SEC 3 TALL TREE LEASEHOLD STRUCTURAL ELEVATION ; 393.418
Legal SubdivisionTALL TREE
Legal Block13
Legal Lot Number92D
JurisdictionFRANKLIN TX
Township / Civil DivisionMOUNT VERNON
Census Block Group3
Census Block3061
Census Tract950101

Owner

682 Windy Point Dr is owned by two individuals who acquired it in July 2003.

Source: Franklin County records, as of March 9, 2026

Owner of Record2 Individual Names on File
Mailing Address5411 SURREY CIR, DALLAS, TX 75209-2428
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 7, 2003
Deed SaleJul 7, 2003
Record UpdatedJun 8, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN TX
Property Address682 WINDY POINT DR, MOUNT VERNON, TX 75457
Transaction TypeMortgage
Record UpdatedDec 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number362/0541
DateNov 9, 2018
Book Page362/0541
Instrument152943
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressWESTMONT, IL 60559
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueDec 1, 2048
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateDec 1, 2025
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change6%
Index1-Year LIBOR
Max Rate9%

Tax Assessment & Valuation

The 2025 property tax bill for 682 Windy Point Dr was $21,113.

Source: Franklin County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyFranklin County
Unified School DistrictMount Vernon Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$21,113.00$1,644,750 Land $384,800 Building $1,259,950$1,644,750 Land $384,800 Building $1,259,950
2023$1,353,100 Land $262,600 Building $1,090,500$1,353,100 Land $262,600 Building $1,090,500
2021$16,215.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 682 Windy Point Dr; there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimDec 2015 · Severe Winter Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 682 Windy Point Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCYPRESS SPRINGS SUD N PLANT 1 & NE PLANT
serves 13,698 people · EPA ID TX0800003
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2019
Haloacetic acids
resolved · Jan 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Peoples Communications
Fiber · Fixed Wireless
1,000 / 1,000

May also be available: Nextlink.

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