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682 Taylor St, Monterey, CA 93940 Property Records

Monterey County property record for 682 Taylor St, Monterey, CA 93940

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,304 sqft · built 1957
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on Record
Last Sale$860,000 (Feb 2026)
Tax Bill$8,883 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN001-165-009-000

Property Details

APN / Parcel Number

Primary APN001-165-009-000
Alternative APN
  • 001-165-009

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,304 sqft Living Area
1st Floor Area1,304 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleBungalow
Construction TypeFrame
Lot Area5,000 sqft (0.115 acres)
Garage Area357 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address682 TAYLOR ST
CityMONTEREY
StateCA
Zip93940-2038
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWITHERS ADD TO MONTEREY LOTS 7 & 9 BLK 43
Legal SubdivisionWITHERS ADD TO MONTEREY
Legal Block43
Legal Lot Number7,9
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group2
Census Block2012
Census Tract12503

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1726 FLORES ST, SEASIDE, CA 93955-3902
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2026Grant Deed, Transfer · Conventional Mortgage
ROYAL PACIFIC FUNDING CORP
Jun 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 2026 · Amount on Record
Deed SaleFeb 11, 2026 · Amount on Record
Prior SaleMar 13, 2015 · Amount on Record
Deed Document Number20264429
Prior Transfer DateAug 11, 1997
Prior Transfer Doc0000046538
Record UpdatedOct 29, 2026

February 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateFeb 11, 2026
Property Address682 TAYLOR ST, MONTEREY, CA 93940-2038
Document Number0000004429
Map ReferenceVOL 1 PG 4
Instrument DateJan 23, 2026
Instrument2026004429
Transaction TypeTransfer
Record UpdatedFeb 20, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO IE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1726 FLORES ST, SEASIDE, CA 93955-3902

Mortgage

Document Number0000004430
DateFeb 11, 2026
Instrument2026004430
Lender
NameROYAL PACIFIC FUNDING CORP
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address682 TAYLOR ST, MONTEREY, CA 93940-2038
Document Number0000027184
Instrument DateJun 2, 2020
Transaction TypeMortgage
Record UpdatedJun 17, 2020
Title CompanyORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address682 TAYLOR ST MONTEREY CA 939402038, MONTEREY, CA 93940-2038

Mortgage

Document Number0000027184
DateJun 8, 2020
Instrument27184
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 7, 2050

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityMonterey City
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,000,000 (+42.23%) Land $650,000 Building $350,000
2025$8,883.00 (+16.88%)$703,076 (+4.04%) Land $480,737 Building $222,339
2024$7,600.00 (+2.56%)
2023$7,410.00 (+1.4%)$675,776 Land $462,070 Building $213,706
2022$7,308.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Razzolink
Fixed Wireless		500 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Optimum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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