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677 Taylor St, Monterey, CA 93940 Property Records

Monterey County property record for 677 Taylor St, Monterey, CA 93940

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,118 sqft · built 1985
Lot Size0.99 acres (4,331 sqft)
Owner2 Individual Names on Record
Last Sale$968,000 (Aug 2026)
Tax Bill$3,687 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Mar 2026 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN001-202-030-000

Property Details

APN / Parcel Number

Primary APN001-202-030-000
Alternative APN
  • 001-202-030

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,118 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleCustom Design
Construction TypeWood
Lot Area4,331 sqft (0.99 acres)
Garage Area225 sqft
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number001-202-030
Street Address677 TAYLOR ST
CityMONTEREY
StateCA
Zip93940-2037
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVOL 14 PAR MAPS PG 89 PAR A
Legal SubdivisionMONTEREY
Legal Block2
Legal Lot NumberA
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group2
Census Block2013
Census Tract12503

Owner

Source: Monterey County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address21 VIA ENCINA, MONTEREY, CA 93940-6111
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2026Grant Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE
Mar 30, 2026Grant Deed, Construction Loan · Construction Mortgage
SILVER HILL CAPITAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2026 · Amount on Record
Deed SaleAug 11, 2026 · Amount on Record
Prior SaleMar 30, 2026 · Amount on Record
Deed Document Number202627211
Record UpdatedSep 20, 2026

August 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateAug 11, 2026
Property Address677 TAYLOR ST, MONTEREY, CA 93940-2037
Document Number0000027211
Instrument DateAug 8, 2026
Instrument202627211
Transaction TypeTransfer
Record UpdatedAug 18, 2026
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$107,544.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address21 VIA ENCINA, MONTEREY, CA 93940-6111

Mortgage

Document Number0000027212,
DateAug 11, 2026
Instrument202627212
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Rate6.49%
Initial TypeFixed Rate
Max Rate-1%

March 2026: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateMar 30, 2026
Property Address677 TAYLOR ST, MONTEREY, CA 93940-2037
Document Number0000010204
Map ReferenceVOL 14 PG 89
Instrument DateMar 20, 2026
Instrument2026010204
Transaction TypeConstruction Loan
Record UpdatedApr 8, 2026
Title CompanyTICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO OF SAN DIEGO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2108 N ST # 8701, SACRAMENTO, CA 95816-5712

Mortgage

Document Number0000010205
DateMar 30, 2026
Instrument2026010205
Lender
NameSILVER HILL CAPITAL LLC
TypeNon-Lending Institution
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term13 Months
DueApr 1, 2027

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityMonterey City
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$308,639 (+2%) Land $129,429 Building $179,210
2025$3,687.00 (+8.51%)$302,589 (+4.04%) Land $126,892 Building $175,697
2024$3,398.00 (+6.32%)
2023$3,196.00 (+1.43%)$290,840 Land $121,965 Building $168,875
2022$3,151.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Razzolink
Fixed Wireless		500 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Optimum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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