682 Latigo Ln, Bigfork, MT 59911 Property Records

Flathead County property record for 682 Latigo Ln, Bigfork, MT 59911

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,690 sqft · built 2020
Lot Size	1.07 acres (46,609 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,333 (Oct 2022)
Tax Bill	$2,754 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0779397`

Property Details

APN / Parcel Number

Primary APN	`R0779397`
Alternative APNs	`07-3707-06-1-02-07-0000` `0000710875`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,690 sqft Living Area
1st Floor Area	1,940 sqft
Basement Area	400 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	46,609 sqft (1.07 acres)
Terrain	Above Road/Slope
Porch	Slab
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	0000710875
Street Address	682 LATIGO LN
City	BIGFORK
State	MT
Zip	59911-6609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RANCH, S06, T26 N, R19 W, LOT 16 LATIGO AREA, ASSR# 0000710875
Legal Range	19W
Legal Township	26N
Legal Section	06
Legal Subdivision	THE RANCH
Legal Lot Number	16
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	2
Census Block	2000
Census Tract	1304

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	682 LATIGO LN, BIGFORK, MT 59911-6609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · FHA Mortgage FRANKLIN LOAN CORP
Oct 28, 2022	Warranty Deed, Transfer · Conventional Mortgage NUMERICA CU
Dec 10, 2021	Intrafamily Transfer, Transfer · Line of Credit DANIEL VERWIEL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2022 · Amount on Record
Deed Sale	Oct 28, 2022 · Amount on Record
Prior Sale	Dec 10, 2021 · Amount on Record
Deed Document Number	202227828
Prior Transfer Date	Dec 8, 2021
Prior Transfer Doc	0000042365
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	682 LATIGO LN, BIGFORK, MT 59911-6609
Transaction Type	Mortgage
Record Updated	Nov 19, 2025
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	682 LATIGO LN, BIGFORK, MT 59911-6609

Mortgage

Document Number	202500023205
Date	Oct 27, 2025
Instrument	202500023205

Lender

Name	FRANKLIN LOAN CORP
Type	Mortgage Company
Address	PALM DESERT, CA 92260

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Oct 28, 2022
Property Address	682 LATIGO LN, BIGFORK, MT 59911-6609
Document Number	202200027828
Instrument Date	Oct 21, 2022
Instrument	202200027828
Transaction Type	Transfer
Record Updated	Nov 14, 2022
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	682 LATIGO LN, BIGFORK, MT 59911-6609

Mortgage

Document Number	202200027829
Date	Oct 28, 2022
Instrument	202200027829

Lender

Name	NUMERICA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Dec 10, 2021
Property Address	682 LATIGO LN, BIGFORK, MT 59911-6609
Document Number	202100042365
Instrument Date	Dec 8, 2021
Instrument	202100042365
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4807 WOODRUFF AVE, LAKEWOOD, CA 90713-2446

Mortgage

Document Number	202100042366
Date	Dec 10, 2021
Instrument	202100042366

Lender

Name	DANIEL VERWIEL
Type	Private Party

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Bigfork Elementary School District (PK - 08)
Secondary School District	Bigfork High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,754.00 (-38.8%)	$882,200 (+29.39%)
2025			$882,200 (+29.39%) Land $245,960 Building $636,240
2023	$4,500.00	$681,800	$681,800 Land $131,140 Building $550,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 58% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCH CO WATER & SEWER DIST THE serves 90 people · EPA ID MT0003076
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: CenturyLink, Spectrum.

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