682 Ithaca Rd, Spencer, NY 14883 Property Records

Tioga County and Spencer Town property record for 682 Ithaca Rd, Spencer, NY 14883 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,998 sqft · built 2002
Lot Size	0.74 acres (32,234 sqft)
Owner	2 Individual Names on File
Last Sale	$101,063 (Aug 2015)
Tax Bill	$4,581 (2025)
Deeds & Mortgages	Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`493489 46.10-1-32.10`

Property Details

APN / Parcel Number

Primary APN	`493489 46.10-1-32.10`
Alternative APNs	`348904601000010320100000` `00000001120`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,998 sqft Living Area
1st Floor Area	1,998 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Lot Area	32,234 sqft (0.74 acres)
Lot Dimensions	200 ft deep x 164 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00000001120
Street Address	682 ITHACA RD
City	SPENCER
State	NY
Zip	14883-9751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEED DATE 03-08-95
Legal Block	1
Legal Lot Number	32.010
Jurisdiction	TIOGA NY
Township / Civil Division	SPENCER
Census Block Group	2
Census Block	2007
Census Tract	20701

Owner

Source: Tioga County and Spencer Town records · APN 493489 46.10-1-32.10

Assessment roll updated May 15, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	682 ITHACA RD, SPENCER, NY 14883-9751
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 27, 2015 · Amount on Record
Deed Sale	Aug 27, 2015 · Amount on Record
Prior Sale	Jul 31, 2008 · Amount on Record
Deed Book / Page	15000 / 3298
Record Updated	Jun 08, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	682 ITHACA RD, SPENCER, NY 14883-9751
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	17000001532
Date	Apr 12, 2017
Instrument	170-00001532

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Jan 01, 2045

Tax Assessment & Valuation

Source: Tioga County and Spencer Town records · Assessment roll updated May 15, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Spencer Town
Unified School District	Spencer-Van Etten Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,581.00 (+136.74%)	$130,000 (-) Land $18,300 Building $111,700	$185,714 (+22.86%) Land $26,143 Building $159,571
2023		$130,000 (+9.8%) Land $18,300 Building $111,700	$151,163 (+27.67%) Land $21,279 Building $129,884
2022		$118,400 Land $18,300 Building $100,100	$118,400 Land $18,300 Building $100,100
2019	$1,935.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Tioga County (36107C), updated October 31, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.