Tioga County and Spencer Town property record for 665 Ithaca Rd, Spencer, NY 14883 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,204 sqft · built 1900 |
| Lot Size | 7.06 acres (307,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $148,000 (Dec 2018) |
| Tax Bill | $5,307 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Nov 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 493489 46.10-1-16.11 |
| Primary APN | 493489 46.10-1-16.11 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,204 sqft Living Area |
| 1st Floor Area | 1,304 sqft |
| 2nd Floor Area | 900 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 307,534 sqft (7.06 acres) |
| View / Lot | Lake/Pond |
| Porch | Porch |
| Porch Area | 384 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 665 ITHACA RD |
|---|---|
| City | SPENCER |
| State | NY |
| Zip | 14883-9736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 16.011 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 20701 |
Source: Tioga County and Spencer Town records · APN 493489 46.10-1-16.11
Assessment roll updated May 15, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 665 ITHACA RD, SPENCER, NY 14883-9736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage TIOGA STATE BANK |
| Nov 28, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) TIOGA STATE BANK |
| Dec 17, 2018 | Deed, Transfer · Stand-Alone First Mortgage ALTERNATIVE FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 17, 2018 · Amount on Record |
| Deed Sale | Dec 17, 2018 · Amount on Record |
| Deed Document Number | 20185380 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA NY |
| Property Address | 665 ITHACA RD, SPENCER, NY 14883-9736 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 202500004178 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 2025-00004178 |
| Name | TIOGA STATE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Dec 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA NY |
| Property Address | 665 ITHACA RD, SPENCER, NY 14883-9736 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022000005266 |
|---|---|
| Date | Nov 28, 2022 |
| Instrument | 20220-00005266 |
| Name | TIOGA STATE BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 01, 2032 |
| Document Type | Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Dec 17, 2018 |
| Property Address | 665 ITHACA RD, SPENCER, NY 14883-9736 |
| Document Number | 2018000005380 |
| Instrument Date | Dec 13, 2018 |
| Instrument | 20180-00005380 |
| Transaction Type | Transfer |
| Record Updated | Mar 08, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2656 STATE ROUTE 34, VENICE CENTER, NY 13147-3106 |
| Document Number | 18000005382 |
|---|---|
| Date | Dec 17, 2018 |
| Instrument | 180-00005382 |
| Name | ALTERNATIVE FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 2018000005380 |
|---|---|
| Date | Dec 17, 2018 |
| Instrument | 20180-00005380 |
| Name | ALTERNATIVE FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
Source: Tioga County and Spencer Town records · Assessment roll updated May 15, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-Van Etten Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,307.00 (+4.84%) | $150,600 (-) Land $35,200 Building $115,400 | $215,143 (+22.86%) Land $50,286 Building $164,857 |
| 2024 | $5,062.00 (+107.8%) | ||
| 2023 | $150,600 Land $35,200 Building $115,400 | $175,116 Land $40,930 Building $134,186 | |
| 2019 | $2,436.00 |
Source: FEMA National Flood Hazard Layer, Tioga County (36107C), updated October 31, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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