Frederick County property record for 682 Cedar Grove Rd, Winchester, VA 22603 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,732 sqft · built 1992 |
| Lot Size | 5.77 acres (251,341 sqft) |
| Owner | Individual Name on File |
| Last Sale | $485,000 (May 2026) |
| Tax Bill | $2,504 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31A-90A |
| Primary APN | 31A-90A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,732 sqft Living Area |
| Gross Area | 4,742 sqft |
| 1st Floor Area | 1,732 sqft |
| Basement Area | 1,732 sqft |
| Finished Basement | 1,732 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 251,341 sqft (5.77 acres) |
| Terrain | Wooded |
| Garage Type | Detached |
| Garage Area | 1,056 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 18 sqft |
| Deck Area | 600 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 8032225 |
|---|---|
| Street Address | 682 CEDAR GROVE RD |
| City | WINCHESTER |
| State | VA |
| Zip | 22603-3000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5.77 ACRES |
| Legal Subdivision | 5 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | GAINESBORO |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 50200 |
Source: Frederick County records · APN 31A-90A
Assessment roll updated July 9, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 682 CEDAR GROVE RD, WINCHESTER, VA 22603-3000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 11, 2026 | Deed, Transfer · VA Mortgage TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCE GUARANTY COMPAN |
| Oct 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF CLARKE CNTY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 11, 2026 · Amount on Record |
| Deed Sale | May 11, 2026 · Amount on Record |
| Deed Document Number | 20264679 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | May 11, 2026 |
| Property Address | 682 CEDAR GROVE RD, WINCHESTER, VA 22603-3000 |
| Document Number | 0000004679 |
| Instrument Date | May 11, 2026 |
| Instrument | 2026.4679 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2026 |
| Title Company | TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCE GUARANTY COMPAN |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $48,985.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 682 CEDAR GROVE RD, WINCHESTER, VA 22603-3000 |
| Document Number | 0000004680, |
|---|---|
| Date | May 11, 2026 |
| Instrument | 2026.4680 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 682 CEDAR GROVE RD, WINCHESTER, VA 22603-3000 |
| Document Number | 0000015331 |
| Instrument Date | Oct 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 01, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 682 CEDAR GROVE RD WINCHESTER VA 226033000, WINCHESTER, VA 22603-3000 |
| Document Number | 0000015331 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 15331 |
| Name | BANK OF CLARKE CNTY |
|---|---|
| Type | Bank |
| Address | WINCHESTER, VA 22601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,504.00 (+10.41%) | $472,440 (-) Land $111,600 Building $360,840 | $472,440 (-) Land $111,600 Building $360,840 |
| 2025 | $2,268.00 | $472,440 Land $111,600 Building $360,840 | $472,440 Land $111,600 Building $360,840 |
Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510690502002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2018–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2021, rainfall accumulation |
| Wildfire Risk | Low above 36% of the US · above 60% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
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