548 Cedar Grove Rd, Winchester, VA 22603 Property Records

Frederick County property record for 548 Cedar Grove Rd, Winchester, VA 22603 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,775 sqft · built 1969
Lot Size2.75 acres (119,790 sqft)
Owner2 Individual Names on File
Tax Bill$3,407 (2026)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN31A-75

Property Details

APN / Parcel Number

Primary APN31A-75
Alternative APN
  • 8005943

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,775 sqft Living Area
Gross Area4,307 sqft
1st Floor Area2,325 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 2004
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area119,790 sqft (2.75 acres)
TerrainRolling
Garage TypeBuilt-in
Garage Area925 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypePool Type
Pool Area512 sqft
PorchPorch
Porch Area307 sqft
Deck Area400 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected
Water SourceWell

Location & Zoning

Account Number8005943
Street Address548 CEDAR GROVE RD
CityWINCHESTER
StateVA
Zip22603-3107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2.75 ACRES
Legal Subdivision2
JurisdictionFREDERICK VA
Township / Civil DivisionGAINESBORO
Census Block Group2
Census Block2013
Census Tract50200

Owner

Source: Frederick County records · APN 31A-75

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address202 W BOSCAWEN ST, WINCHESTER, VA 22601-4118
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address548 CEDAR GROVE RD, WINCHESTER, VA 22603-3107
Transaction TypeMortgage
Record UpdatedJun 30, 2022
Title CompanyATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007232
DateJun 15, 2020
Instrument200007232
Lender
NameCAPON VALLEY BANK
Agreement
AmountAmount Recorded
Term119 Months
DueMay 21, 2030
Interest
Rate TypeAdjustable Rate
Rate5%

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,407.00 (+10.44%)$642,800 Land $91,800 Building $551,000$642,800 Land $91,800 Building $551,000
2025$3,085.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510690502002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2018–2021)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 2021, rainfall accumulation

Wildfire

Wildfire RiskLow
above 36% of the US · above 60% of Virginia
Wildfire LikelihoodAbout 1 in 2,500 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 35 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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