656 Bay Dr, Westerville, OH 43082 Property Records

Delaware County property record for 656 Bay Dr, Westerville, OH 43082 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1999
Square Footage	2,492 sqft Living Area
Lot Size	14,500 sqft (0.333 acres)
Occupancy	Owner Occupied
Last Sale	$303,900 (2015)
Tax Bill	$7,518.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`317-431-14-008-000`
Alternative APN	`181853.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	9 Rooms
Building Area	2,492 sqft Living Area
Gross Area	4,092 sqft Gross Area
1st Floor	1,460 sqft 1st Floor
Upper Floors	1,032 sqft Upper Floors
Basement Area	1,140 sqft Basement
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional Style
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Lot Area	14,500 sqft (0.333 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	460 sqft Garage
Patio Area	620 sqft Patio
Porch	Open Porch
Porch Area	35 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Baseboard Heating
Heating Fuel	Oil Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	656 BAY DR
City	WESTERVILLE
State	OH
Zip	43082-7491
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 194 MARINERS COVE SEC 4
Legal Subdivision	MARINERS COVE
Legal Lot Number	194
Jurisdiction	DELAWARE OH
Minor Civil Division	WESTERVILLE CITY
Census Blockgroup	1
Census Block	1007
Census Tract	11710

Owner

Source: Delaware County records · APN 317-431-14-008-000

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	656 BAY DR, WESTERVILLE, OH 43082-7491
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 23, 2015 · Amount on Record
Deed Sale	Sep 23, 2015 · Amount on Record
Prior Sale	Aug 07, 2012 · Amount on Record
Deed Doc Number	201527445
Deed Book / Page	1378 / 507
Record Refreshed	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	656 BAY DR, WESTERVILLE, OH 43082-7491
Transaction Type	Mortgage
Record Updated	Apr 07, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022322
Date	May 13, 2021
Book Page	1859/259
Instrument	202100022322

Lender

Name	DOLLAR BANK FSB
Type	Bank
Address	CANTON, OH 44711

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2036

Tax Assessment & Valuation

Source: Delaware County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Westerville City
Unified School District	Westerville City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,518.00 (-0.19%)	$147,850 (-) Land $35,880 Building $111,970	$422,400 (-) Land $102,500 Building $319,900
2024	$7,532.00 (+1.15%) Homeowner's exemption	$147,850 (-) Land $35,880 Building $111,970
2023	$7,446.00 Homeowner's exemption	$147,850 Land $35,880 Building $111,970	$422,400 Land $102,500 Building $319,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delaware County (39041C), updated June 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not included in the FIRM
Flood Hazard	Not mapped
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.