682 Amesti Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 682 Amesti Rd, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,522 sqft
Lot Size	0.202 acres (8,799 sqft)
Owner	Trust Name on File
Last Sale	$315,000 (Nov 2009)
Tax Bill	$5,315 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`050-281-07`

Property Details

APN / Parcel Number

Primary APN	`050-281-07`
Alternative APN	`050-281-07-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,522 sqft Living Area
Gross Area	2,028 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	8,799 sqft (0.202 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	682 AMESTI RD
City	WATSONVILLE
State	CA
Zip	95076-0754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-9
Legal Subdivision	AMESTI ACRES TR 256
Legal Lot Number	7
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2001
Census Tract	123100

Owner

682 Amesti Rd is owner-occupied and held in a trust since March 2020.

Source: Santa Cruz County records, as of August 24, 2026

Owner of Record	Trust Name on File
Mailing Address	682 AMESTI RD, WATSONVILLE, CA 95076-0754
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 5, 2018	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Apr 13, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2009 · Amount on File
Deed Sale	Nov 13, 2009 · Amount on File
Prior Sale	Mar 31, 2003 · Amount on File
Deed Document Number	200953296
Last Transfer Date	Mar 24, 2020
Transfer Doc	0000012501
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	682 AMESTI RD, WATSONVILLE, CA 95076-0754
Transaction Type	Mortgage
Record Updated	Sep 23, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	682 AMESTI RD, WATSONVILLE, CA 95076-0754

Mortgage

Document Number	0000045882
Date	Sep 7, 2021
Instrument	2021-0045882

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	53240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	230 Months
Due	Nov 1, 2040

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	682 AMESTI RD, WATSONVILLE, CA 95076-0754
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030277
Date	Oct 5, 2018
Instrument	2018-0030277

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 13, 2020
Property Address	682 AMESTI RD, WATSONVILLE, CA 95076-0754
Document Number	0000012501
Instrument Date	Mar 24, 2020
Instrument	12501
Transaction Type	Transfer
Record Updated	May 8, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	682 AMESTI RD WATSONVILLE CA 950760754, WATSONVILLE, CA 95076-0754

Tax Assessment & Valuation

The 2025 property tax bill for 682 Amesti Rd was $5,315 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$414,742 (+2%) Land $248,845 Building $165,897
2025	$5,315.00 Homeowner's exemption	$406,609 Land $243,965 Building $162,644
2023	$4,666.00 (+1.99%) Homeowner's exemption	$390,821 Land $234,492 Building $156,329	$650,970
2022	$4,575.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 682 Amesti Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1997–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 682 Amesti Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: Verizon.

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