678 Amesti Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 678 Amesti Rd, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,567 sqft · built 1964
Lot Size	0.202 acres (8,799 sqft)
Owner	Individual Name on File
Last Sale	$335,500 (Nov 2010)
Tax Bill	$5,583 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`050-281-09`

Property Details

APN / Parcel Number

Primary APN	`050-281-09`
Alternative APN	`050-281-09-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,567 sqft Living Area
Gross Area	1,947 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	8,799 sqft (0.202 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	678 AMESTI RD
City	WATSONVILLE
State	CA
Zip	95076-0754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-9
Legal Description	TRACT 256 LOT 9
Legal Subdivision	AMESTI ACRES SUB TR 256
Legal Tract	256
Legal Lot Number	9
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2001
Census Tract	123100

Owner

678 Amesti Rd is owned and occupied by an individual who acquired it in August 2020.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	678 AMESTI RD, WATSONVILLE, CA 95076-0754
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Oct 2, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 24, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage OWNING CORPORATION
Dec 20, 2018	Quit Claim Deed, Transfer Quitclaim
Jul 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2010 · Amount on File
Deed Sale	Nov 19, 2010 · Amount on File
Prior Sale	Jul 6, 1998 · Amount on File
Deed Document Number	201048257
Last Transfer Date	Aug 19, 2020
Transfer Doc	0000039705
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 22, 2026
Property Address	678 AMESTI RD, WATSONVILLE, CA 95076-0754
Document Number	0000008882
Instrument Date	Apr 18, 2026
Instrument	20268882
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	678 AMESTI RD, WATSONVILLE, CA 95076-0754

Mortgage

Document Number	0000008882,
Date	Apr 22, 2026
Instrument	20268882

Lender

Name	FREMONT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	678 AMESTI RD, WATSONVILLE, CA 95076-0754
Transaction Type	Mortgage
Record Updated	Oct 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	676 AMESTI RD, WATSONVILLE, CA 95076-0754

Mortgage

Document Number	0000048682
Date	Sep 23, 2021
Instrument	2021-0048682

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 2, 2020
Property Address	678 AMESTI RD, WATSONVILLE, CA 95076-0754
Document Number	0000039705
Map Reference	VOL 38 PG 25
Instrument Date	Aug 19, 2020
Instrument	2020-0039705
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	UNISOURCE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	678 AMESTI RD, WATSONVILLE, CA 95076-0754

Mortgage

Document Number	0000039706
Date	Oct 2, 2020
Instrument	2020-0039706

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	678 AMESTI RD, WATSONVILLE, CA 95076-0754
Document Number	0000021050
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 6, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	678 AMESTI ROAD WATSONVILLE CA WATSONVILLE CA 95076, WATSONVILLE, CA 95076

Mortgage

Document Number	0000021050
Date	Jun 16, 2020
Instrument	21050

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2050

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 24, 2020
Property Address	678 AMESTI RD, WATSONVILLE, CA 95076-0754
Document Number	0000002717
Map Reference	VOL 36 PG 25
Instrument Date	Dec 20, 2019
Instrument	2020-0002717
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	678 AMESTI RD, WATSONVILLE, CA 95076-0754

Mortgage

Document Number	0000002718
Date	Jan 24, 2020
Instrument	2020-0002718

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 20, 2018
Property Address	678 AMESTI RD, WATSONVILLE, CA 95076-0754
Document Number	0000037959
Instrument Date	Dec 19, 2018
Instrument	37959
Transaction Type	Transfer
Record Updated	Jan 18, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	678 AMESTI RD WATSONVILLE CA 950760754, WATSONVILLE, CA 95076-0754

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	678 AMESTI RD, WATSONVILLE, CA 95076-0754
Document Number	0000023106
Instrument Date	Jul 23, 2018
Transaction Type	Mortgage
Record Updated	Aug 7, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	678 AMESTI RD WATSONVILLE CA 950760754, WATSONVILLE, CA 95076-0754

Mortgage

Document Number	0000023106
Date	Jul 27, 2018
Instrument	23106

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 678 Amesti Rd was $5,583 with a homeowner's exemption, up 11.9% from the year before.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$438,105 (+2%) Land $262,863 Building $175,242
2025	$5,583.00 (+11.88%) Homeowner's exemption	$429,515 Land $257,709 Building $171,806
2024	$4,990.00 (+1.73%)
2023	$4,905.00 (+2%) Homeowner's exemption	$412,837 Land $247,702 Building $165,135	$679,320
2022	$4,809.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 678 Amesti Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1997–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 678 Amesti Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: Verizon.

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