682 4th St, Richmond, CA 94801 Property Records

Contra Costa County property record for 682 4th St, Richmond, CA 94801

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,679 sqft · built 1917
Lot Size	0.08 acres (3,500 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Apr 2018)
Tax Bill	$8,530 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Oct 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`534-112-003-7`

Property Details

APN / Parcel Number

Primary APN	`534-112-003-7`
Alternative APN	`534-112-003`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,679 sqft Living Area
1st Floor Area	1,336 sqft
2nd Floor Area	343 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1937
Lot Area	3,500 sqft (0.08 acres)
Garage Type	Attached
Garage Area	231 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	682 4TH ST
City	RICHMOND
State	CA
Zip	94801-2614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TURPINS ADDN LOT 7 POR 6 BLK 6
Legal Subdivision	TURPINS ADD
Legal Block	6
Legal Lot Number	7
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2003
Census Tract	376000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	682 4TH ST, RICHMOND, CA 94801-2614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA
Oct 20, 2021	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Jun 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MASTERS TEAM MORTGAGE
Oct 22, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Apr 12, 2018	Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2018 · Amount on Record
Deed Sale	Apr 12, 2018 · Amount on Record
Prior Sale	Jul 10, 2009 · Amount on Record
Deed Document Number	201856534
Prior Transfer Date	Jul 8, 2011
Prior Transfer Doc	0000147446
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	682 4TH ST, RICHMOND, CA 94801-2614
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	682 4TH ST, RICHMOND, CA 94801-2614

Mortgage

Document Number	0000143334
Date	Dec 24, 2025
Instrument	2025- 143334

Lender

Name	SOFI BANK NA
Type	Bank
Address	2750 E COTTONWOOD PKWY STE 300, COTTONWOOD HEIGHTS, UT 84121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2046

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	682 4TH ST, RICHMOND, CA 94801-2614
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	682 4TH ST, RICHMOND, CA 94801-2614

Mortgage

Document Number	0000288784
Date	Oct 20, 2021
Instrument	2021-288784

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Nov 30, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 22, 2021
Property Address	682 4TH ST, RICHMOND, CA 94801-2614
Document Number	0000179857
Map Reference	MB C PG 53
Instrument Date	Jun 15, 2021
Instrument	2021-179857
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	682 4TH ST, RICHMOND, CA 94801-2614

Mortgage

Document Number	0000179858
Date	Jun 22, 2021
Instrument	2021-179858

Lender

Name	MASTERS TEAM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	682 4TH ST, RICHMOND, CA 94801-2614
Document Number	0000189607
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	WESTMINISTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	682 4TH ST RICHMOND CA 948012614, RICHMOND, CA 94801-2614

Mortgage

Document Number	0000189607
Date	Oct 28, 2019
Instrument	189607

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2049

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 12, 2018
Property Address	682 4TH ST, RICHMOND, CA 94801-2614
Document Number	0000056534
Instrument Date	Apr 9, 2018
Instrument	56534
Transaction Type	Transfer
Record Updated	Apr 23, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$418.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8492 VISTA BROOK DR ELK GROVE CA 956244512, ELK GROVE, CA 95624-4512

Mortgage

Document Number	56535
Date	Apr 12, 2018
Instrument	56535

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$493,135 (+6.76%) Land $270,668 Building $222,467
2025	$8,530.00 (+8.79%)	$461,898 (+4.04%) Land $265,361 Building $196,537
2023	$7,841.00 (+1.86%)	$443,963 Land $255,057 Building $188,906
2022	$7,698.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks.

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