1520 4th St, Richmond, CA 94801 Property Records

Contra Costa County property record for 1520 4th St, Richmond, CA 94801

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,074 sqft · built 1939
Lot Size	0.122 acres (5,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$690,000 (Dec 2025)
Tax Bill	$5,181 (2025)
Deeds & Mortgages	Aug 2025 Mortgage May 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`409-100-014-3`

Property Details

APN / Parcel Number

Primary APN	`409-100-014-3`
Alternative APN	`409-100-014`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,074 sqft Living Area
1st Floor Area	1,074 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Lot Area	5,300 sqft (0.122 acres)

Location & Zoning

Street Address	1520 4TH ST
City	RICHMOND
State	CA
Zip	94801-1603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	NR LAND & FERRY #2 LOTS 26 & 27 BLK 65
Legal Subdivision	NORTH RICHMOND LAND & FERRY CO
Legal Block	65
Legal Lot Number	26,27
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	3
Census Block	3034
Census Tract	365002

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1520 4TH ST, RICHMOND, CA 94801-1603
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2025	Deed of Trust, Mortgage · Commercial Mortgage BENJAMIN ST JOHN
May 13, 2025	Deed of Trust, Mortgage · Commercial Mortgage SPECIALIZED TRUST COMPANY
Dec 26, 2025	Grant Deed, Transfer · FHA Mortgage MLD MORTGAGE
Jun 9, 2021	Grant Deed, Transfer
Jun 7, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2025 · Amount on Record
Deed Sale	Dec 26, 2025 · Amount on Record
Prior Sale	Jul 29, 2024 · Amount on Record
Deed Document Number	2025143801
Prior Transfer Date	Mar 19, 2021
Prior Transfer Doc	0000164869
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1520 4TH ST, RICHMOND, CA 94801-1603
Transaction Type	Mortgage
Record Updated	Jan 7, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6221 PLYMOUTH AVE, RICHMOND, CA 94805-1627

Mortgage

Document Number	0000081054
Date	Aug 11, 2025
Instrument	2025- 081054

Lender

Name	BENJAMIN ST JOHN
Type	Private Party
Address	1530 HAWTHORNE TERRACE, BERKELEY, CA 94708

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1520 4TH ST, RICHMOND, CA 94801-1603
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6221 PLYMOUTH AVE, RICHMOND, CA 94805-1627

Mortgage

Document Number	0000046593
Date	May 13, 2025
Instrument	2025- 046593

Lender

Name	SPECIALIZED TRUST COMPANY
Type	Private Party
Address	1463 WILLOW LAKE RD, DISCOVERY BAY, CA 94505

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 26, 2025
Property Address	1520 4TH ST, RICHMOND, CA 94801-1603
Document Number	0000143801
Map Reference	MB 5 PG 124
Instrument Date	Dec 24, 2025
Instrument	2025- 143801
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1520 4TH ST, RICHMOND, CA 94801-1603

Mortgage

Document Number	0000143802
Date	Dec 26, 2025
Instrument	2025- 143802

Lender

Name	MLD MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 9, 2021
Property Address	1520 4TH ST, RICHMOND, CA 94801-1603
Document Number	0000167523
Map Reference	MB 5 PG 124
Instrument Date	May 28, 2021
Instrument	2021-167523
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5846 PARK AVE, RICHMOND, CA 94805-1157

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 7, 2021
Property Address	1520 4TH ST, RICHMOND, CA 94801-1603
Document Number	0000164869
Map Reference	MB 5 PG 124
Instrument Date	Mar 19, 2021
Instrument	2021-164869
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5846 PARK AVE, RICHMOND, CA 94805-1157

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$690,000 (+122.58%) Land $490,000 Building $200,000
2025	$5,181.00 (-31.17%)	$310,000 (-37.92%) Land $230,000 Building $80,000
2023	$7,527.00 (+1.4%)	$499,392 Land $291,312 Building $208,080
2022	$7,423.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	12 (1982–1998)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Storms & Flooding, Feb 1986 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 692 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Etheric Networks, T-Mobile, Verizon.

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