682 2nd Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 682 2nd Ave, Troy, NY 12182

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,928 sqft · built 1890
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (Nov 2014)
Tax Bill	$5,644 (2026)
Deeds & Mortgages	Sep 2019 Line of Credit Sep 2019 Line of Credit + 1 more
APN	`381700 80.40-11-12.1`

Property Details

APN / Parcel Number

Primary APN	`381700 80.40-11-12.1`
Alternative APN	`1701260`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,928 sqft Total Area
1st Floor Area	1,464 sqft
2nd Floor Area	1,464 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	120 ft deep x 64 ft wide
Porch	Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1701260
Street Address	682 2ND AVE
City	TROY
State	NY
Zip	12182-2308
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MF
Legal Block	11
Legal Lot Number	12.001
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	5
Census Block	5010
Census Tract	40100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Lansingburgh Historic District listed 2023 · 592 contributing resources · NRIS 100008651

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

682 2nd Ave, a duplex, is owned and occupied by two individuals who bought it in November 2014.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	682 2ND AVE, TROY, NY 12182-2308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2019	Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU
Sep 9, 2019	Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU
Jul 18, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2014 · Amount on File
Deed Sale	Nov 14, 2014 · Amount on File
Prior Sale	May 27, 2014
Deed Book / Page	7318 / 165
Prior Transfer Date	Jan 7, 2014
Prior Transfer Doc	0070820254
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	682 2ND AVE, TROY, NY 12182-2308
Document Number	0000564466
Instrument Date	Sep 9, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	OLD HERITAGE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	682 2ND AVE #2 TROY NY 121822308, 2, TROY, NY 12182-2308

Mortgage

Document Number	0000564466
Date	Feb 12, 2020
Book Page	009085/000202
Instrument	564466

Lender

Name	CAPITAL COMMUNICATIONS FCU
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 11, 2030

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	682 2ND AVE, TROY, NY 12182-2308
Document Number	0000557502
Instrument Date	Sep 9, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	682 2ND AVE #2 TROY NY 121822308, 2, TROY, NY 12182-2308

Mortgage

Document Number	0000557502
Date	Sep 23, 2019
Book Page	008950/000253
Instrument	557502

Lender

Name	CAPITAL COMMUNICATIONS FCU
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 22, 2029

Interest

Rate Type	Adjustable Rate

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jul 18, 2018
Property Address	682 2ND AVE, TROY, NY 12182-2308
Document Number	0085670121
Book / Page	008567 / 000121
Instrument Date	Jun 6, 2018
Transaction Type	Transfer
Record Updated	Dec 11, 2018

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	682 2ND AVE TROY NY 121822308, TROY, NY 12182-2308

Tax Assessment & Valuation

The 2026 property tax bill for 682 2nd Ave was $5,644 with a homeowner's exemption, up 17.8% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,644.00 (+17.76%) Homeowner's exemption
2025	$4,793.00	$102,000 Land $18,000 Building $84,000	$174,700 Land $30,829 Building $143,871
2023		$102,000 (-) Land $18,000 Building $84,000	$145,700 (+8.56%) Land $25,712 Building $119,988
2022	$3,903.00 Homeowner's exemption	$102,000 Land $18,000 Building $84,000	$134,211 Land $23,684 Building $110,527

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 682 2nd Ave; there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	7 (1979–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 682 2nd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Hudson Valley Wireless, Verizon.

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