6817 Eagle Ridge Loop, Lakeland, FL 33813 Property Records

Polk County property record for 6817 Eagle Ridge Loop, Lakeland, FL 33813

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,910 sqft · built 2005
Lot Size	0.146 acres (6,351 sqft)
Owner	Individual Name on Record
Last Sale	$264,500 (Sep 2020)
Tax Bill	$3,180 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`24-29-19-286035-000270`

Property Details

APN / Parcel Number

Primary APN	`24-29-19-286035-000270`
Alternative APNs	`192924286035000270` `92924000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,910 sqft Living Area
Gross Area	2,372 sqft
1st Floor Area	1,910 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	6,351 sqft (0.146 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	462 sqft
Porch	Unfinished Open Porch
Porch Area	70 sqft

Location & Zoning

Street Address	6817 EAGLE RIDGE LOOP
City	LAKELAND
State	FL
Zip	33813-5674
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAGLEBROOKE PHASE 2A PB 126 PGS 29-31 LOT 27
Legal Range	24E
Legal Township	29S
Legal Section	19
Legal Subdivision	EAGLEBROOKE PHASE 2A
Legal Tract	286035
Legal Block	4
Legal Lot Number	27
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	4
Census Block	4053
Census Tract	14804

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6817 EAGLE RIDGE LOOP, LAKELAND, FL 33813-5674
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG
Jan 30, 2017	Deed of Trust, Mortgage · Line of Credit GTE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2020 · Amount on Record
Deed Sale	Sep 17, 2020 · Amount on Record
Prior Sale	Jan 5, 2005 · Amount on Record
Deed Document Number	2020194281
Deed Book / Page	11379 / 174
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 17, 2020
Property Address	6817 EAGLE RIDGE LOOP, LAKELAND, FL 33813-5674
Document Number	0113790174
Book / Page	011379 / 000174
Instrument Date	Sep 11, 2020
Instrument	194281
Transaction Type	Transfer
Record Updated	Oct 7, 2020
Title Company	LAKELAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,852.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6817 EAGLE RIDGE LOOP LAKELAND FL 338135674, LAKELAND, FL 33813-5674

Mortgage

Document Number	113790176
Date	Sep 17, 2020
Book Page	011379/000176
Instrument	194282

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	6817 EAGLE RIDGE LOOP, LAKELAND, FL 33813-5674
Document Number	0100601454
Book / Page	010060 / 001454
Instrument Date	Jan 30, 2017
Transaction Type	Mortgage
Record Updated	Jun 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6817 EAGLE RIDGE LOOP LAKELAND FL 338135674, LAKELAND, FL 33813-5674

Mortgage

Document Number	0100601454
Date	Feb 8, 2017
Book Page	010060/001454
Instrument	25757

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,180.00 (-39.81%) Homeowner's exemption	$286,228 (+5.99%)	$288,511 (-3.67%) Land $44,000 Building $244,511
2023	$5,283.00 (+8.48%) Homeowner's exemption	$270,059 (+3%)	$299,500 (+14.23%) Land $42,000 Building $257,500
2022	$4,870.00 Homeowner's exemption	$262,193 Land $40,000 Building $222,193	$262,193 Land $40,000 Building $222,193

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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