6813 Eagle Ridge Loop, Lakeland, FL 33813 Property Records

Polk County property record for 6813 Eagle Ridge Loop, Lakeland, FL 33813

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,979 sqft · built 2006
Lot Size	0.127 acres (5,519 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,000 (May 2018)
Tax Bill	$2,433 (2025)
Deeds & Mortgages	Jan 2026 Transfer Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-29-19-286035-000260`

Property Details

APN / Parcel Number

Primary APN	`24-29-19-286035-000260`
Alternative APNs	`192924286035000260` `92924000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,979 sqft Living Area
Gross Area	2,399 sqft
1st Floor Area	1,979 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	5,519 sqft (0.127 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	36 sqft

Location & Zoning

Street Address	6813 EAGLE RIDGE LOOP
City	LAKELAND
State	FL
Zip	33813-5674
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAGLEBROOKE PHASE 2A PB 126 PGS 29-31 LOT 26
Legal Range	24E
Legal Township	29S
Legal Section	19
Legal Subdivision	EAGLEBROOKE PHASE 2A
Legal Tract	286035
Legal Block	4
Legal Lot Number	26
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	4
Census Block	4053
Census Tract	14804

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6813 EAGLE RIDGE LOOP, LAKELAND, FL 33813-5674
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Intrafamily Transfer, Transfer
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU
May 24, 2018	Warranty Deed, Transfer · FHA Mortgage MIDFLORIDA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2018 · Amount on Record
Deed Sale	May 24, 2018 · Amount on Record
Prior Sale	Jun 7, 2006 · Amount on Record
Deed Document Number	2018111782
Deed Book / Page	10496 / 125
Last Transfer Date	Jan 9, 2026
Transfer Doc	0000010567
Record Updated	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Jan 14, 2026
Property Address	6813 EAGLE RIDGE LOOP, LAKELAND, FL 33813-5674
Document Number	0000010567
Book / Page	13845 / 2191
Map Reference	MB 126 PG 29-31
Instrument Date	Jan 9, 2026
Instrument	2026010567
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6813 EAGLE RIDGE LOOP, LAKELAND, FL 33813-5674

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6813 EAGLE RIDGE LOOP, LAKELAND, FL 33813-5674

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	6813 EAGLE RIDGE LOOP, LAKELAND, FL 33813-5674
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	HOME SOLUTION TITLE INC, HOME SOLUTION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6813 EAGLE RIDGE LOOP, LAKELAND, FL 33813-5674

Mortgage

Document Number	0000050506
Date	Feb 26, 2021
Book Page	11599/244
Instrument	2021050506

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33803

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 24, 2018
Property Address	6813 EAGLE RIDGE LOOP, LAKELAND, FL 33813-5674
Document Number	0104960125
Book / Page	010496 / 000125
Instrument Date	May 23, 2018
Instrument	111782
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	HOME SOLUTION TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,533.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6813 EAGLE RIDGE LOOP LAKELAND FL 338135674, LAKELAND, FL 33813-5674

Mortgage

Document Number	104960127
Date	May 24, 2018
Book Page	010496/000127
Instrument	111783

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33803

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,433.00 (-46.74%) Homeowner's exemption	$228,409 (+5.99%)	$293,312 (-2.82%) Land $44,000 Building $249,312
2023	$4,568.00 (+9.65%) Homeowner's exemption	$215,507 (+3%)	$301,811 (+12.8%) Land $42,000 Building $259,811
2022	$4,166.00 Homeowner's exemption	$209,230	$267,570 Land $40,000 Building $227,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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