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681 Wilford Cir, Cotati, CA 94931 Property Records

Sonoma County property record for 681 Wilford Cir, Cotati, CA 94931

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,384 sqft · built 1990
Lot Size0.107 acres (4,661 sqft)
OwnerTrust Name on File
Last Sale$493,000 (Jul 2007)
Tax Bill$7,680 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone AE (high risk)
APN144-700-032-000

Property Details

APN / Parcel Number

Primary APN144-700-032-000
Alternative APN
  • 144-700-032

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,384 sqft Living Area
Gross Area1,784 sqft
1st Floor Area1,384 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleCustom Design
Exterior MaterialWood Siding
Construction TypeWood
Lot Area4,661 sqft (0.107 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number144-700-032
Street Address681 WILFORD CIR
CityCOTATI
StateCA
Zip94931-5179
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITYCO
Legal DescriptionPARK PLACE SUB LOT 32
Legal SubdivisionPARK PLACE SUB
Legal Block2
Legal Lot Number32
JurisdictionSONOMA CA
Township / Civil DivisionPETALUMA
Census Block Group2
Census Block2004
Census Tract151204

Owner

681 Wilford Cir is owner-occupied and held in a trust since July 2007.

Source: Sonoma County records, as of September 1, 2026

Owner of RecordTrust Name on File
Mailing Address681 WILFORD CIR, COTATI, CA 94931-5179
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2007 · Amount on File
Deed SaleJul 31, 2007 · Amount on File
Prior SaleSep 28, 2000 · Amount on File
Deed Document Number200784821
Prior Transfer DateDec 10, 2001
Prior Transfer Doc0000172521
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address681 WILFORD CIR, COTATI, CA 94931-5179
Document Number0000046335
Instrument DateJun 1, 2020
Transaction TypeMortgage
Record UpdatedJun 26, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address681 WILFORD CIR COTATI CA 949315179, COTATI, CA 94931-5179

Mortgage

Document Number0000046335
DateJun 12, 2020
Instrument46335
Lender
NameREDWOOD CU
TypeCredit Union
AddressSANTA ROSA, CA 95403
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJun 11, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 681 Wilford Cir was $7,680 with a homeowner's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
MunicipalityCotati City
Unified School DistrictCotati-Rohnert Park Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$660,500 (+2%) Land $261,252 Building $399,248
2025$7,680.00 Homeowner's exemption$647,550 Land $256,130 Building $391,420
2023$7,453.00 (+1.8%) Homeowner's exemption$622,407 Land $246,185 Building $376,222
2022$7,321.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 681 Wilford Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 26 policies
Nearby Flood Policies26 in force
Nearby Flood Claims1 (2012)
Most Recent ClaimDec 2012 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 681 Wilford Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COTATI
serves 7,290 people · EPA ID CA4910016
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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