681 Tower Rd, Vale, NC 28168 Property Records

Lincoln County property record for 681 Tower Rd, Vale, NC 28168 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,025 sqft · built 1936
Lot Size1.41 acres (61,550 sqft)
OwnerIndividual Name on File
Last Sale$260,000 (Jun 2026)
Tax Bill$1,285 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Jul 2021 Sale
Flood ZoneZone X (minimal risk)
APN2684-02-2095

Property Details

APN / Parcel Number

Primary APN2684-02-2095
Alternative APNs
  • 268400022095
  • 285400
  • 50413

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,025 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1936
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area61,550 sqft (1.41 acres)

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number285400
Street Address681 TOWER RD
CityVALE
StateNC
Zip28168-9418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBESS LAND/RD 1147
JurisdictionLINCOLN NC
Township / Civil DivisionNORTH BROOK
Census Block Group2
Census Block2001
Census Tract70500

Owner

Source: Lincoln County records · APN 2684-02-2095

Assessment roll updated August 12, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address681 TOWER RD, VALE, NC 28168-9418
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2026Warranty Deed, Transfer · Conventional Mortgage
NAVY FEDERAL CREDIT UNION
Jul 01, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 29, 2026 · Amount on Record
Deed SaleJun 29, 2026 · Amount on Record
Prior SaleJul 01, 2021 · Amount on Record
Deed Document Number2026711690
Deed Book / Page3516 / 536
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateJun 29, 2026
Property Address681 TOWER RD, VALE, NC 28168-9418
Document Number0000711690
Book / Page3516 / 536
Instrument DateJun 29, 2026
Instrument2026711690
Transaction TypeTransfer
Record UpdatedJul 07, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$52,520.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address681 TOWER RD, VALE, NC 28168-9418

Mortgage

Document Number0000711691,
DateJun 29, 2026
Instrument2026711691
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.36%
Initial TypeFixed Rate
Max Rate-1%

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateJul 01, 2021
Property Address681 TOWER RD, VALE, NC 28168-9418
Document Number0003058596
Book / Page3058 / 596
Instrument DateJun 29, 2021
Instrument634282
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
Tax$360.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address681 TOWER RD, 681, VALE, NC 28168-9418

Transferred To (Grantee/Buyer)

NameVerified Name
Address681 TOWER RD, VALE, NC 28168-9418

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated August 12, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,285.00 (+1.58%)$192,836 (-) Land $32,973 Building $159,863$192,836 (-) Land $32,973 Building $159,863
2023$1,265.00$192,836 Land $32,973 Building $159,863$192,836 Land $32,973 Building $159,863

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 34% of the US · above 48% of North Carolina
Wildfire LikelihoodAbout 1 in 3,226 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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