Lincoln County property record for 645 Tower Rd, Vale, NC 28168 · Last verified November 2023
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2021 |
| Square Footage | 2,328 sqft Finished Area |
| Lot Size | 49,658 sqft (1.14 acres) |
| Garage | Carport |
| Last Sale | $25,000 (2020) |
| Tax Bill | $2,271.00 (2023) |
| Primary APN | 2684-02-1238 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,328 sqft Finished Area |
| Gross Area | 924 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 2021 |
|---|---|
| Architectural Style | Modular Style |
| Exterior Material | Metal Exterior |
| Construction Type | Steel Frame Construction |
| Lot Area | 49,658 sqft (1.14 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 280664 |
|---|---|
| Street Address | 645 TOWER RD |
| City | VALE |
| State | NC |
| Zip | 28168-9418 |
| Property Usage | Residential Property Usage |
| Type | Residential > Prefabricated > Manufactured or Modular Home |
| Legal Description | #3 LOT D B WHISNANT SUB |
| Legal Subdivision | D B WHISNANT SUB |
| Legal Block | 2 |
| Legal Lot Number | 3 B |
| Jurisdiction | LINCOLN NC |
| Minor Civil Division | NORTH BROOK |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 70500 |
Source: Lincoln County records · APN 2684-02-1238
Assessment roll updated January 1, 2023 · Last verified November 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 645 TOWER RD, VALE, NC 28168-9418 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Oct 09, 2020 | Warranty Deed, Transfer MORRIS HOYLE |
| Feb 06, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 09, 2020 · Amount on Record |
| Deed Sale | Oct 09, 2020 · Amount on Record |
| Deed Doc Number | 0002960838 |
| Deed Book / Page | 2960 / 838 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 645 TOWER RD, VALE, NC 28168-9418 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0003055184 |
|---|---|
| Date | Jun 24, 2021 |
| Book Page | 3055/184 |
| Instrument | 633755 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Oct 09, 2020 |
| Property Address | 645 TOWER RD, VALE, NC 28168-9418 |
| Document Number | 2960838 |
| Book / Page | 002960 / 000838 |
| Instrument Date | Oct 09, 2020 |
| Instrument | 617625 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $50.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 2642 GOLD RUSH DR LINCOLNTON NC 280927865, LINCOLNTON, NC 28092-7865 |
| Document Number | 2960841 |
|---|---|
| Date | Oct 09, 2020 |
| Book Page | 002960/000841 |
| Instrument | 617626 |
| Name | MORRIS HOYLE |
|---|---|
| Address | 6051 POINTE WEST LN, VALE, NC 28168-7107 |
| Special Notes | Lender is also the Seller |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Feb 06, 2020 |
| Property Address | 645 TOWER RD, VALE, NC 28168-9418 |
| Document Number | 2880942 |
| Book / Page | 002880 / 000942 |
| Instrument Date | Feb 06, 2020 |
| Instrument | 604159 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $40.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6051 POINTE WEST LN VALE NC 281687107, VALE, NC 28168-7107 |
Source: Lincoln County records · Assessment roll updated January 1, 2023 · Last verified November 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,271.00 | $362,216 Land $31,008 Building $331,208 | $362,216 Land $31,008 Building $331,208 |
Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low 34th percentile nationally · 48th in North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,226 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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