681 Rustic Ranch Ln, Lincoln, CA 95648 Property Records

Placer County property record for 681 Rustic Ranch Ln, Lincoln, CA 95648 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,785 sqft · built 2003
Lot Size0.207 acres (9,027 sqft)
OwnerIndividual Name on File
Last Sale$680,000 (Sep 2024)
Tax Bill$7,161 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN338-120-011-000

Property Details

APN / Parcel Number

Primary APN338-120-011-000
Alternative APN
  • 338-120-011

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,785 sqft Living Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleCape Cod
Construction TypeFrame
Lot Area9,027 sqft (0.207 acres)
Garage Area521 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number338-120-011
Street Address681 RUSTIC RANCH LN
CityLINCOLN
StateCA
Zip95648-8387
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 128 SUN CITY LINCOLN HILLS 5B MOR Y-73
Legal SubdivisionSUN CITY LINCOLN HILLS
Legal Lot Number128
JurisdictionPLACER CA
Township / Civil DivisionLINCOLN
Census Block Group1
Census Block1020
Census Tract23700

Owner

Source: Placer County records · APN 338-120-011-000

Assessment roll updated July 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address681 RUSTIC RANCH LN, LINCOLN, CA 95648-8387
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2026Deed of Trust, Mortgage · Line of Credit
MUTUAL/OMAHA MORTGAGE LLC
Aug 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 17, 2024 · Amount on Record
Deed SaleSep 17, 2024 · Amount on Record
Prior SaleJan 30, 2004 · Amount on Record
Deed Document Number202449307
Prior Transfer DateMar 19, 2014
Prior Transfer Doc0000018098
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Recording DateApr 16, 2026
Property Address681 RUSTIC RANCH LN, LINCOLN, CA 95648-8387
Document Number0000021546
Instrument DateApr 10, 2026
Instrument202621546
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address681 RUSTIC RANCH LN, LINCOLN, CA 95648-8387

Mortgage

Document Number0000021546,
DateApr 16, 2026
Instrument202621546
Lender
NameMUTUAL/OMAHA MORTGAGE LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.11%
Max Rate-1%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address681 RUSTIC RANCH LN, LINCOLN, CA 95648-8387
Transaction TypeMortgage
Record UpdatedOct 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address681 RUSTIC RANCH LN, LINCOLN, CA 95648-8387

Mortgage

Document Number0000106244
DateAug 23, 2021
Instrument2021-0106244
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Placer County records · Assessment roll updated July 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyPlacer County
MunicipalityLincoln City
Unified School DistrictWestern Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$693,600 (+2%) Land $204,000 Building $489,600
2025$7,161.00 (+46.11%)$680,000 (+48.78%) Land $200,000 Building $480,000
2024$4,901.00 (-5%)
2023$5,159.00 (+1.44%) Homeowner's exemption$457,052 Land $163,981 Building $293,071
2022$5,086.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Placer County (06061C), updated May 17, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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