668 Rustic Ranch Ln, Lincoln, CA 95648 Property Records

Placer County property record for 668 Rustic Ranch Ln, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,785 sqft · built 2003
Lot Size	0.153 acres (6,646 sqft)
Owner	2 Individual Names on Record
Last Sale	$419,000 (Nov 2015)
Tax Bill	$5,155 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`338-120-020-000`

Property Details

APN / Parcel Number

Primary APN	`338-120-020-000`
Alternative APN	`338-120-020`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,785 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	6,646 sqft (0.153 acres)
Garage Area	521 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	338-120-020
Street Address	668 RUSTIC RANCH LN
City	LINCOLN
State	CA
Zip	95648-8375
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 165 SUN CITY LINCOLN HILLS 5B MOR Y-73
Legal Subdivision	SUN CITY LINCOLN HILLS
Legal Lot Number	165
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1022
Census Tract	23700

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	668 RUSTIC RANCH LN, LINCOLN, CA 95648-8375
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2015 · Amount on Record
Deed Sale	Nov 30, 2015 · Amount on Record
Prior Sale	Nov 13, 2003 · Amount on Record
Deed Document Number	2015103229
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	668 RUSTIC RANCH LN, LINCOLN, CA 95648-8375
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068088
Date	Sep 11, 2019
Instrument	2019-0068088

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	668 RUSTIC RANCH LN, LINCOLN, CA 95648-8375
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	668 RUSTIC RANCH LN, LINCOLN, CA 95648-8375

Mortgage

Document Number	0000127952
Date	Oct 15, 2021
Instrument	2021-0127952

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$509,184 (+2%) Land $156,968 Building $352,216
2025	$5,155.00 (+2.42%) Homeowner's exemption	$499,201 (+4.04%) Land $153,891 Building $345,310
2023	$5,033.00 (+1.51%) Homeowner's exemption	$479,818 Land $147,916 Building $331,902
2022	$4,958.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fidium Fiber.

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