Schenectady County and Niskayuna Town property record for 681 Maple Ln, Schenectady, NY 12309 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1987 |
| Square Footage | 2,118 sqft Living Area |
| Lot Size | 18,731 sqft (0.43 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $400,000 (2022) |
| Tax Bill | $13,496.00 (2025) |
| Primary APN | 422400 61.14-1-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,118 sqft Living Area |
| 1st Floor | 1,722 sqft 1st Floor |
| 2nd Floor | 396 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Contemporary Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 18,731 sqft (0.43 acres) |
| Depth X Width | 180 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 528 sqft Garage |
| Patio Area | 100 sqft Patio |
| Porch Area | 60 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 681 MAPLE LN |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-3031 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | BEACH DRIVE |
| Legal Block | 1 |
| Legal Lot Number | 2.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | NISKAYUNA |
| Census Blockgroup | 1 |
| Census Block | 1028 |
| Census Tract | 31901 |
Source: Schenectady County and Niskayuna Town records · APN 422400 61.14-1-2
Assessment roll updated April 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 681 MAPLE LN, SCHENECTADY, NY 12309-3031 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 27, 2026 | Deed of Trust, Mortgage · Stand Alone Second Mortgage ROCKET MORTGAGE LLC |
| May 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL COMMUNICATIONS FCU |
| Jun 07, 2021 | Warranty Deed, Transfer · Veterans Administration Mortgage USAA FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 18, 2022 · Amount on Record |
| Deed Sale | May 18, 2022 · Amount on Record |
| Prior Sale | Jun 07, 2021 · Amount on Record |
| Deed Doc Number | 202226535 |
| Deed Book / Page | 2084 / 865 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 681 MAPLE LN, SCHENECTADY, NY 12309-3031 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Title Company | ROCKET CLOSE LLC RESIDENTIAL |
| Name | Verified Name |
|---|---|
| Address | 681 MAPLE LN, SCHENECTADY, NY 12309-3031 |
| Document Number | 0000004129 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | 202604129 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 681 MAPLE LN, SCHENECTADY, NY 12309-3031 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2022 |
| Title Company | CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 517 1ST AVE 3, 3, TROY, NY 12182-2751 |
| Document Number | 0000026536 |
|---|---|
| Date | May 18, 2022 |
| Book Page | 5227/569 |
| Instrument | 202226536 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jun 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.5% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 9.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 07, 2021 |
| Property Address | 681 MAPLE LN, SCHENECTADY, NY 12309-3031 |
| Document Number | 0000026592 |
| Book / Page | 2060 / 328 |
| Map Reference | CAB G MAP 274,275 |
| Instrument Date | Jun 04, 2021 |
| Instrument | 202126592 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2021 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,402.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 681 MAPLE LN, 681, NISKAYUNA, NY 12309-3031 |
| Name | Verified Name |
|---|---|
| Address | 27 WINDSOR WAY, THOMSON, GA 30824 |
| Document Number | 0000026593 |
|---|---|
| Date | Jun 07, 2021 |
| Instrument | 202126593 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
Source: Schenectady County and Niskayuna Town records · Assessment roll updated April 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | Niskayuna Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,496.00 | $312,000 (-) Land $46,000 Building $266,000 | $462,200 (+17.04%) Land $68,145 Building $394,055 |
| 2023 | $312,000 Land $46,000 Building $266,000 | $394,900 Land $58,222 Building $336,678 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 7% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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