Schenectady County and Niskayuna Town property record for 632 Maple Ln, Schenectady, NY 12309 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,994 sqft · built 2000 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $653,000 (Jul 2026) |
| Tax Bill | $13,516 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jul 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422400 61.17-2-39 |
| Primary APN | 422400 61.17-2-39 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,994 sqft Living Area |
| 1st Floor Area | 1,494 sqft |
| 2nd Floor Area | 1,220 sqft |
| Upper Floors Area | 280 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 106 ft deep x 136 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 110 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 632 MAPLE LN |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-3029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FLORAL ACRES |
| Legal Block | 2 |
| Legal Lot Number | 39.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | NISKAYUNA |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 31901 |
Source: Schenectady County and Niskayuna Town records · APN 422400 61.17-2-39
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 BROADWAY, 241, MENANDS, NY 12204-3010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 02, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORPORATION |
| Jul 02, 2026 | Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORPORATION |
| Jan 30, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 02, 2026 · Amount on Record |
| Deed Sale | Jul 02, 2026 · Amount on Record |
| Prior Sale | Aug 28, 2000 · Amount on Record |
| Deed Document Number | 202615057 |
| Deed Book / Page | 2174 / 915 |
| Prior Transfer Date | Jul 17, 2025 |
| Prior Transfer Doc | 0000019878 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 02, 2026 |
| Property Address | 632 MAPLE LN, SCHENECTADY, NY 12309-3029 |
| Document Number | 0000015058 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 202615058 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMP |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Document Number | 0000015058, |
|---|---|
| Date | Jul 02, 2026 |
| Instrument | 202615058 |
| Name | HOMESTEAD FUNDING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 02, 2026 |
| Property Address | 632 MAPLE LN, SCHENECTADY, NY 12309-3029 |
| Document Number | 0000015057 |
| Book / Page | 2174 / 915 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 202615057 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2026 |
| Title Company | INGEO, CSC INGEO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $263,812.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 0000015058, |
|---|---|
| Date | Jul 02, 2026 |
| Instrument | 202615058 |
| Name | HOMESTEAD FUNDING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 632 MAPLE LN, SCHENECTADY, NY 12309-3029 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 632 MAPLE LN, NISKAYUNA, NY 12309-3029 |
| Document Number | 0000002220 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 202602220 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 12, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Schenectady County and Niskayuna Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | South Colonie Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,516.00 | $395,000 (-) Land $44,500 Building $350,500 | $585,200 (+17.04%) Land $65,928 Building $519,272 |
| 2023 | $395,000 Land $44,500 Building $350,500 | $500,000 Land $56,329 Building $443,671 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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