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681 E Willow St, Elburn, IL 60119 Property Records

Kane County property record for 681 E Willow St, Elburn, IL 60119 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,164 sqft · built 2004
Owner2 Individual Names on File
Last Sale$170,000 (Mar 2020)
Tax Bill$5,730 (2025)
Deeds & MortgagesOct 2021 Transfer
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-32-382-045

Property Details

APN / Parcel Number

Primary APN08-32-382-045

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,164 sqft Living Area
Gross Area2,330 sqft
1st Floor Area1,164 sqft
Basement Area534 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialCombination
Garage TypeAttached
Garage Area632 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck Area38 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address681 E WILLOW ST
CityELBURN
StateIL
Zip60119-7113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTONEBREAKERS RESUB LOT 24
Legal SubdivisionSTONEBREAKERS RESUB
Legal Block2
Legal Lot Number24
JurisdictionKANE IL
Township / Civil DivisionCAMPTON
Census Block Group2
Census Block2042
Census Tract852408

Owner

Source: Kane County records · APN 08-32-382-045

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address681 E WILLOW ST, ELBURN, IL 60119-7113
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2021Transfer on Death Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Mar 16, 2020Deed, Transfer · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 16, 2020 · Amount on Record
Deed SaleMar 16, 2020 · Amount on Record
Prior SaleNov 23, 2004 · Amount on Record
Deed Document Number202013541
Last Transfer DateOct 25, 2021
Transfer Doc0000080840
Record UpdatedSep 20, 2026

October 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionKANE IL
Recording DateOct 26, 2021
Property Address681 E WILLOW ST, ELBURN, IL 60119-7113
Document Number0000080840
Map ReferenceDOC 2003K049885
Instrument DateOct 25, 2021
Instrument2021K080840
Transaction TypeTransfer
Record UpdatedNov 01, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address681 E WILLOW ST, 681, ELBURN, IL 60119-7113

Transferred To (Grantee/Buyer)

NameVerified Name
Address4N362 MARK TWAIN ST, SAINT CHARLES, IL 60175-6521

March 2020: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateMar 16, 2020
Property Address681 E WILLOW ST, ELBURN, IL 60119-7113
Document Number0000013541
Map ReferenceDOC 2003K049885
Instrument DateMar 06, 2020
Instrument2020K013541
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyGREATER ILLINOIS TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$170.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address681 E WILLOW ST, ELBURN, IL 60119-7113

Mortgage

Document Number0000013542
DateMar 16, 2020
Instrument2020K013542
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionCampton Township
MunicipalityElburn Village
Unified School DistrictKaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,730.00 (+9.6%) Homeowner's exemption$77,156 (+8.43%) Land $7,123 Building $70,033$231,561 (+8.43%) Land $21,378 Building $210,183
2024$71,157 (+22.76%) Land $6,569 Building $64,588$213,556 (+22.81%) Land $19,715 Building $193,842
2022$5,228.00 (+4.58%) Homeowner's exemption$57,966 (+5.91%) Land $5,351 Building $52,615$173,898 (+5.91%) Land $16,053 Building $157,845
2021$4,999.00 Homeowner's exemption$54,731 Land $5,052 Building $49,679$164,193 Land $15,156 Building $149,037

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898524082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 130 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
Mediacom CommunicationsCable1,000 / 50
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon, Xfinity, Benton Ridge Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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