677 E Willow St, Elburn, IL 60119 Property Records

Kane County property record for 677 E Willow St, Elburn, IL 60119 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2.5 Baths
Year BuiltBuilt 2004
Square Footage1,764 sqft Living Area
Lot Size911 sqft (0.02 acres)
GarageAttached, 420 sqft
OccupancyOwner Occupied
Last Sale$255,000 (2022)
Tax Bill$6,210.00 (2025)

Owner

Source: Kane County records · APN 08-32-382-047

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address677 E WILLOW ST, ELBURN, IL 60119-7113
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2022Warranty Deed, Transfer · Conventional Mortgage
ARC HOME LLC
Apr 11, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
US BANK NA
Nov 08, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
COMPASS MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 18, 2022 · Amount on Record
Deed SaleOct 18, 2022 · Amount on Record
Prior SaleNov 08, 2017 · Amount on Record
Deed Doc Number202251030
Prior Transfer DateJun 18, 2007
Prior Transfer Doc0000075576
Record RefreshedSep 20, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateOct 18, 2022
Property Address677 E WILLOW ST, ELBURN, IL 60119-7113
Document Number0000051030
Map ReferenceDOC 2003K049885
Instrument DateOct 10, 2022
Instrument2022K051030
Transaction TypeTransfer
Record UpdatedOct 24, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$255.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address677 E WILLOW ST, ELBURN, IL 60119-7113

Mortgage

Document Number0000051031
DateOct 18, 2022
Instrument2022K051031
Lender
NameARC HOME LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052
Interest
Rate TypeFixed Rate
Rate8.87%

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address677 E WILLOW ST, ELBURN, IL 60119-7113
Transaction TypeMortgage
Record UpdatedApr 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address677 E WILLOW ST, ELBURN, IL 60119-7113

Mortgage

Document Number0000019558
DateApr 11, 2022
Instrument2022K019558
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term306 Months
DueOct 01, 2047

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateNov 08, 2017
Property Address677 E WILLOW ST, ELBURN, IL 60119-7113
Document Number0000058763
Map ReferenceDOC2003K049885
Instrument DateOct 13, 2017
Instrument2017K058763
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyBAIRD & WARNER TITLE SVCS IN

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$178.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address192 MARY CT, BARTLETT, IL 60103-4278

Mortgage

Document Number0000058764
DateNov 08, 2017
Instrument2017K058764
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2047

Mortgage

Document Number0000058765
DateNov 08, 2017
Instrument2017K058765
Lender
NameUNITED STATES OF AMERICA
TypeGovernment Agency
AddressCHICAGO, IL 60601
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionCampton Township
MunicipalityElburn Village
Unified School DistrictKaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,210.00 (+12.42%) Homeowner's exemption
2024$76,503 (+25.59%) Land $6,569 Building $69,934$229,601 (+25.64%) Land $19,715 Building $209,886
2022$5,524.00 (+4.52%) Homeowner's exemption$60,916 (+5.91%) Land $5,351 Building $55,565$182,748 (+5.91%) Land $16,053 Building $166,695
2021$5,285.00 Homeowner's exemption$57,516 Land $5,052 Building $52,464$172,548 Land $15,156 Building $157,392

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN08-32-382-047

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,764 sqft Living Area
Gross Area2,536 sqft Gross Area
Basement Area352 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialCombination Exterior
Lot Area911 sqft (0.02 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area420 sqft Garage
Deck Area38 sqft Deck
PorchOpen Porch

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address677 E WILLOW ST
CityELBURN
StateIL
Zip60119-7113
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSTONEBREAKERS RESUB LOT 22
Legal SubdivisionSTONEBREAKERS RESUB
Legal Block2
Legal Lot Number22
JurisdictionKANE IL
Minor Civil DivisionCAMPTON
Census Blockgroup2
Census Block2042
Census Tract852408

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