681 Bishop Bay Loop, Apopka, FL 32712 Property Records

Orange County property record for 681 Bishop Bay Loop, Apopka, FL 32712

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 3,657 sqft · built 2016
Lot Size	0.219 acres (9,533 sqft)
Owner	Individual Name on Record
Last Sale	$674,000 (Dec 2022)
Tax Bill	$9,340 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-20-28-7350-00-490`

Property Details

APN / Parcel Number

Primary APN	`33-20-28-7350-00-490`
Alternative APNs	`282033735000490` `181441` `184921` `188583`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,657 sqft Living Area
Gross Area	5,426 sqft
1st Floor Area	1,716 sqft
Basement Area	700 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,533 sqft (0.219 acres)
Garage Type	Attached
Garage Area	700 sqft
Porch	Florida Room
Porch Area	666 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	681 BISHOP BAY LOOP
City	APOPKA
State	FL
Zip	32712-2742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1B
Legal Description	ROCK SPRINGS ESTATES 87/32 LOT 49
Legal Range	28E
Legal Township	20S
Legal Section	33
Legal Subdivision	ROCK SPGS ESTS
Legal Tract	7350
Legal Lot Number	49
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1016
Census Tract	17809

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	681 BISHOP BAY LOOP, APOPKA, FL 32712-2742
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 13, 2020	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MTG
Jun 15, 2018	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2022 · Amount on Record
Deed Sale	Dec 5, 2022 · Amount on Record
Prior Sale	Aug 13, 2020 · Amount on Record
Deed Document Number	2022727673
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 5, 2022
Property Address	681 BISHOP BAY LOOP, APOPKA, FL 32712-2742
Document Number	0000727673
Map Reference	MB 87 PG 32-35
Instrument Date	Dec 2, 2022
Instrument	20220727673
Transaction Type	Transfer
Record Updated	Dec 21, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,718.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5276 RED CORAL CIR, MOUNT DORA, FL 32757-8076

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	681 BISHOP BAY LOOP, APOPKA, FL 32712-2742

Mortgage

Document Number	0000727674
Date	Dec 5, 2022
Instrument	20220727674

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 13, 2020
Property Address	681 BISHOP BAY LOOP, APOPKA, FL 32712-2742
Document Number	0000428225
Instrument Date	Jul 22, 2020
Instrument	428225
Transaction Type	Transfer
Record Updated	Sep 4, 2020
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,185.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	681 BISHOP BAY LOOP APOPKA FL 327122742, APOPKA, FL 32712-2742

Mortgage

Document Number	428226
Date	Aug 13, 2020
Instrument	428226

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2050

June 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 15, 2018
Property Address	681 BISHOP BAY LOOP, APOPKA, FL 32712-2742
Document Number	0000356257
Map Reference	MB 87 PG 32-35
Instrument Date	Jun 14, 2018
Instrument	20180356257
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2022
Title Company	PGP TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,213.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	681 BISHOP BAY LOOP, APOPKA, FL 32712-2742

Mortgage

Document Number	0000356258
Date	Jun 15, 2018
Instrument	20180356258

Lender

Name	GUARANTEED RATE AFFINITY INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$628,940 (+1%) Land $100,000 Building $528,940	$628,940 (-1.24%) Land $100,000 Building $528,940
2025	$9,340.00 (+1.52%) Homeowner's exemption	$622,731 (+9.85%)	$636,850 (+12.34%) Land $100,000 Building $536,850
2024	$9,200.00 (+3.21%)
2023	$8,914.00 (+52.61%) Homeowner's exemption	$566,897 (+37.87%) Land $100,000 Building $466,897	$566,897 (+15.24%) Land $100,000 Building $466,897
2022	$5,841.00 Homeowner's exemption	$411,194	$491,922 Land $100,000 Building $391,922

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Metronet.

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