676 Bishop Bay Loop, Apopka, FL 32712 Property Records

Orange County property record for 676 Bishop Bay Loop, Apopka, FL 32712

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,441 sqft · built 2017
Lot Size	0.215 acres (9,380 sqft)
Owner	2 Individual Names on Record
Last Sale	$683,000 (Jul 2025)
Tax Bill	$6,438 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-20-28-7350-00-040`

Property Details

APN / Parcel Number

Primary APN	`33-20-28-7350-00-040`
Alternative APNs	`282033735000040` `181385` `184866` `188528`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,441 sqft Living Area
Gross Area	5,041 sqft
1st Floor Area	1,730 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,380 sqft (0.215 acres)
Garage Type	Attached
Garage Area	700 sqft

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Finished/Open Porch
Porch Area	538 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	676 BISHOP BAY LOOP
City	APOPKA
State	FL
Zip	32712-2741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1B
Legal Description	ROCK SPRINGS ESTATES 87/32 LOT 4
Legal Range	28E
Legal Township	20S
Legal Section	33
Legal Subdivision	ROCK SPGS ESTS
Legal Tract	7350
Legal Lot Number	4
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1015
Census Tract	17809

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	676 BISHOP BAY LOOP, APOPKA, FL 32712-2741
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2020	Quit Claim Deed, Transfer BANK OF ENGLAND
Dec 11, 2017	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2025 · Amount on Record
Deed Sale	Jul 28, 2025 · Amount on Record
Prior Sale	Dec 11, 2017 · Amount on Record
Deed Document Number	2025434733
Prior Transfer Date	Aug 4, 2020
Prior Transfer Doc	0000422464
Record Updated	Jun 8, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 11, 2020
Property Address	676 BISHOP BAY LOOP, APOPKA, FL 32712-2741
Document Number	0000422464
Instrument Date	Aug 4, 2020
Instrument	422464
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	LIBERTY TITLE AND ESCROW LLC, LIBERTY TITLE & ESCROW LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	676 BISHOP BAY LOOP APOPKA FL 327122741, APOPKA, FL 32712-2741

Mortgage

Document Number	422465
Date	Aug 11, 2020
Instrument	422465

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2050

December 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 11, 2017
Property Address	676 BISHOP BAY LOOP, APOPKA, FL 32712-2741
Document Number	0000672698
Map Reference	MB 87 PG 32-35
Instrument Date	Dec 7, 2017
Instrument	20170672698
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2022
Title Company	PGP TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,674.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	676 BISHOP BAY LOOP, APOPKA, FL 32712-2741

Mortgage

Document Number	0000672699
Date	Dec 11, 2017
Instrument	20170672699

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$648,700 (+47.44%) Land $100,000 Building $548,700	$648,700 (-1.32%) Land $100,000 Building $548,700
2025	$6,438.00 (+1.66%) Homeowner's exemption	$439,973 (+5.99%)	$657,370 (+11.6%) Land $100,000 Building $557,370
2024	$6,333.00 (+6.85%)
2023	$5,927.00 (+3.75%) Homeowner's exemption	$415,119 (+3%)	$589,064 (+14.11%) Land $100,000 Building $489,064
2022	$5,713.00 Homeowner's exemption	$403,028	$516,211 Land $100,000 Building $416,211

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Metronet.

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