681 Ackerly Dr, Independence, KY 41051 Property Records

Kenton County property record for 681 Ackerly Dr, Independence, KY 41051 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2004
Square Footage	976 sqft Finished Area
Lot Size	6,970 sqft (0.16 acres)
Occupancy	Owner Occupied
Last Sale	$186,000 (2020)
Tax Bill	$2,496.00 (2025)

Owner

Source: Kenton County records · APN 007-00-01-317.00

Assessment roll updated April 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	681 ACKERLY DR, INDEPENDENCE, KY 41051-9042
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 10, 2020 · Amount on Record
Deed Sale	Aug 10, 2020 · Amount on Record
Prior Sale	Dec 02, 2016 · Amount on Record
Deed Doc Number	0000036282
Deed Book / Page	36 / 282
Record Refreshed	Jun 08, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 10, 2020
Property Address	681 ACKERLY DR, INDEPENDENCE, KY 41051-9042
Document Number	0000000128
Book / Page	000036 / 000282
Instrument Date	Jul 27, 2020
Instrument	128
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$186.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	681 ACKERLY DR INDEPENDENCE KY 410519042, INDEPENDENCE, KY 41051-9042

Mortgage

Document Number	129
Date	Aug 10, 2020
Book Page	000M80/000273
Instrument	129

Lender

Name	UNION HM MTG CORP
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Aug 09, 2050

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,496.00 (+6.35%)	$214,700 (+15.43%) Land $45,000 Building $169,700	$214,700 (+15.43%) Land $45,000 Building $169,700
2023	$2,347.00	$186,000 Land $30,000 Building $156,000	$186,000 Land $30,000 Building $156,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`007-00-01-317.00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	976 sqft Finished Area
Stories	1 Stories

Exterior

Year Built	Built 2004
Architectural Style	Bi-Level Style
Exterior Material	Brick Exterior
Foundation Type	Concrete Foundation
Lot Area	6,970 sqft (0.16 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Basement Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number	0070001317.00
Street Address	681 ACKERLY DR
City	INDEPENDENCE
State	KY
Zip	41051-9042
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GLENHURST SEC 6 LOT 317
Legal Subdivision	GLENHURST
Legal Phase	6
Legal Lot Number	317
Jurisdiction	KENTON KY
Minor Civil Division	INDEPENDENCE
Census Blockgroup	1
Census Block	1030
Census Tract	63609