676 Ackerly Dr, Independence, KY 41051 Property Records

Kenton County property record for 676 Ackerly Dr, Independence, KY 41051 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 872 sqft · built 2004
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$207,000 (Jul 2021)
Tax Bill	$2,407 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-00-01-292.00`

Property Details

APN / Parcel Number

Primary APN	`007-00-01-292.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	872 sqft Finished Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Exterior Material	Brick
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	676 ACKERLY DR
City	INDEPENDENCE
State	KY
Zip	41051-9041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLENHURST SEC 6 LOT 292
Legal Subdivision	GLENHURST
Legal Phase	6
Legal Lot Number	292
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1012
Census Tract	63609

Owner

Source: Kenton County records · APN 007-00-01-292.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	676 ACKERLY DR, INDEPENDENCE, KY 41051-9041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 15, 2021 · Amount on Record
Deed Sale	Jul 15, 2021 · Amount on Record
Prior Sale	Feb 08, 2016 · Amount on Record
Deed Document Number	2021182
Deed Book / Page	103 / 987
Prior Transfer Date	Nov 21, 2005
Prior Transfer Doc	0005900171
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 15, 2021
Property Address	676 ACKERLY DR, INDEPENDENCE, KY 41051-9041
Document Number	0005900182
Book / Page	103 / 987
Map Reference	SL 598-A
Instrument Date	Jun 15, 2021
Instrument	21071505900182
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	AMERICAN HOMELAND TITLE AGCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2689 RIDGECREST DR, 2689, FLORENCE, KY 41042-8939

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	676 ACKERLY DR, INDEPENDENCE, KY 41051-9041

Mortgage

Document Number	0005900183
Date	Jul 15, 2021
Instrument	21071505900183

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

Mortgage

Document Number	0005900187
Date	Jul 15, 2021
Book Page	242/434
Instrument	21071505900187

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 01, 2031

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,407.00 (-7.85%)	$207,000 (-) Land $45,000 Building $162,000	$207,000 (-) Land $45,000 Building $162,000
2023	$2,612.00	$207,000 Land $30,000 Building $177,000	$207,000 Land $30,000 Building $177,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 297 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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