6804 Ruhland Dr, Frederick, MD 21702 Property Records

Frederick County property record for 6804 Ruhland Dr, Frederick, MD 21702

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,580 sqft · built 1972
Lot Size0.34 acres (14,810 sqft)
OwnerIndividual Name on File
Last Sale$189,000 (Jan 2011)
Tax Bill$3,415 (2025)
Deeds & MortgagesDec 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN20-403624

Property Details

APN / Parcel Number

Primary APN20-403624
Alternative APN
  • 403624

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,580 sqft Living Area
1st Floor Area1,080 sqft
Basement Area500 sqft
Finished Basement500 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area14,810 sqft (0.34 acres)
PorchOpen Porch
Porch Area128 sqft
Deck Area468 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerMunicipal

Location & Zoning

Account Number403624
Street Address6804 RUHLAND DR
CityFREDERICK
StateMD
Zip21702-1846
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 38, SECT. 2, 0.34 RUHLAND DR. CRESTVIEW ESTATES
Legal SubdivisionCRESTVIEW ESTATES
Legal Lot Number38
JurisdictionFREDERICK MD
Township / Civil Division20, LEWISTOWN
Census Block Group1
Census Block1027
Census Tract751302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address6804 RUHLAND DR, FREDERICK, MD 21702-1846
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 3, 2011 · Amount on File
Deed SaleJan 3, 2011 · Amount on File
Prior SaleJun 20, 2003 · Amount on File
Deed Document Number201112
Deed Book / Page8172 / 100
Record UpdatedOct 29, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6804 RUHLAND DR, FREDERICK, MD 21702-1846
Document Number0127990488
Instrument DateDec 22, 2018
Transaction TypeMortgage
Record UpdatedJan 25, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6804 RUHLAND DR FREDERICK MD 217021846, FREDERICK, MD 21702-1846

Mortgage

Document Number0127990488
DateJan 15, 2019
Book Page012799/000488
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueJan 14, 2059
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$302,633 (+20.54%)$337,900 (+18.56%) Land $130,100 Building $207,800
2025$3,415.00 (+14.83%)
2023$2,974.00 Homeowner's exemption$251,067$285,000 Land $92,400 Building $192,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims4 (2003–2012)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

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