6795 Ruhland Dr, Frederick, MD 21702 Property Records

Frederick County property record for 6795 Ruhland Dr, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,220 sqft · built 1974
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Nov 2021)
Tax Bill	$4,593 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-398027`

Property Details

APN / Parcel Number

Primary APN	`20-398027`
Alternative APN	`398027`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,220 sqft Living Area
Gross Area	2,700 sqft
1st Floor Area	1,196 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Split Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	176 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	398027
Street Address	6795 RUHLAND DR
City	FREDERICK
State	MD
Zip	21702-1875
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 88 SEC 2.55 AC W/ QUAIL KNOB RD. S/S OF RUHLAND DR CRSTVW EST.
Legal Subdivision	CRESTVIEW ESTATES SEC 02
Legal Lot Number	88
Jurisdiction	FREDERICK MD
Township / Civil Division	20, LEWISTOWN
Census Block Group	1
Census Block	1027
Census Tract	751302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6795 RUHLAND DR, FREDERICK, MD 21702-1875
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Deed of Trust, Mortgage · Line of Credit MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Mar 8, 2022	Deed of Trust, Mortgage · Line of Credit FIRST HOME MORTGAGE CORP
Nov 9, 2021	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2021 · Amount on Record
Deed Sale	Nov 9, 2021 · Amount on Record
Prior Sale	Jun 16, 1995 · Amount on Record
Deed Book / Page	15483 / 365
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	6795 RUHLAND DR, FREDERICK, MD 21702-1875
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	TITAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6795 RUHLAND DR, FREDERICK, MD 21702-1875

Mortgage

Document Number	0158610273
Date	Apr 18, 2022
Book Page	15861/273

Lender

Name	MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Type	Government Agency
Address	LANHAM, MD 20706

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	6795 RUHLAND DR, FREDERICK, MD 21702-1875
Transaction Type	Mortgage
Record Updated	Mar 17, 2022
Title Company	TITAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0157780262
Date	Mar 8, 2022
Book Page	15778/262

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	21238

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 9, 2021
Property Address	6795 RUHLAND DR, FREDERICK, MD 21702-1875
Document Number	0154830365
Book / Page	15483 / 365
Map Reference	MB 7 FO 120
Instrument Date	Oct 29, 2021
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	TITAN TITLE MD LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6795 RUHLAND DR, FREDERICK, MD 21702-1875

Mortgage

Document Number	15483373
Date	Nov 9, 2021
Instrument	15483/373

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Mortgage

Document Number	0154830391
Date	Nov 9, 2021
Book Page	15483/391

Lender

Name	MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Type	Government Agency
Address	LANHAM, MD 20706

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$385,633 (+4.59%)	$419,500 (+13.78%) Land $144,300 Building $275,200
2025	$4,593.00 (+31.04%)	$368,700 (+26.43%) Land $101,500 Building $267,200	$368,700 (-) Land $101,500 Building $267,200
2023	$3,505.00	$291,633	$368,700 Land $101,500 Building $267,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2003–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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